4641 Garden Brook Dr, Chico, CA 95973 Property Records

Butte County property record for 4641 Garden Brook Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,204 sqft · built 1990
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Apr 2018)
Tax Bill	$10,557 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`047-430-022-000`

Property Details

APN / Parcel Number

Primary APN	`047-430-022-000`
Alternative APN	`047-430-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,204 sqft Living Area
1st Floor Area	3,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	047-430-022
Street Address	4641 GARDEN BROOK DR
City	CHICO
State	CA
Zip	95973-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 4 CARRIAGE ESTATES SUBDIVISION
Legal Subdivision	CARLENE PLACE SUB PH 1
Legal Lot Number	4
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4007
Census Tract	1400

Owner

Source: Butte County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4641 GARDEN BROOK DR, CHICO, CA 95973-8946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Apr 24, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	201813665
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4641 GARDEN BROOK DR, CHICO, CA 95973-8946
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 GARDEN BROOK DR, CHICO, CA 95973-8946

Mortgage

Document Number	0000007239
Date	Mar 9, 2026
Instrument	2026-0007239

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 24, 2018
Property Address	4641 GARDEN BROOK DR, CHICO, CA 95973-8946
Document Number	0000013665
Instrument Date	Apr 18, 2018
Instrument	13665
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	RIO VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4641 GARDEN BROOK DR CHICO CA 959738946, CHICO, CA 95973-8946

Mortgage

Document Number	13666
Date	Apr 24, 2018
Instrument	13666

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,557.00 (+6.32%)	$904,568 (+4.04%) Land $284,454 Building $620,114
2024	$9,929.00 (+1.2%)		$1,089,900
2023	$9,811.00 (+1.63%)	$869,444 Land $273,409 Building $596,035
2022	$9,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	38 (1995–2025)
Claims Outside the SFHA	20 of 38
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: DigitalPath, UnWired Broadband Holding.

Cell Coverage

5G and 4G LTE (outdoors only)

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