4641 Co Rd 126, Waterloo, AL 35677 Property Records

Lauderdale County property record for 4641 Co Rd 126, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,351 sqft · built 1968
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$642 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03-08-0-000-003-000`

Property Details

APN / Parcel Number

Primary APN	`07-03-08-0-000-003-000`
Alternative APNs	`103369` `097421` `14585`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,351 sqft Living Area
1st Floor Area	3,351 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	525 ft deep x 670 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	103369
Street Address	4641 COUNTY ROAD 126
City	WATERLOO
State	AL
Zip	35677-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	670S X 525S PT OF NW/4 OF NE/4 SEC 8 T1S R13W 2.7 AC/C
Legal Range	13W
Legal Township	01S
Legal Section	08
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1007
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4641 COUNTY ROAD 126, WATERLOO, AL 35677-4127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage TVA COMMUNITY CU
Jun 22, 2022	Intrafamily Transfer, Transfer
Jun 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020
Deed Sale	Jun 26, 2020
Prior Sale	Jun 26, 2020
Deed Document Number	2020/30173
Deed Book / Page	2020 / 30173
Last Transfer Date	Jun 22, 2022
Transfer Doc	2022/35642
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	4641 COUNTY ROAD 126, WATERLOO, AL 35677-4127
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/44709
Date	Aug 11, 2022
Book Page	2022/44709

Lender

Name	TVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2037

Interest

Rate Type	Fixed Rate

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 22, 2022
Property Address	4641 COUNTY ROAD 126, WATERLOO, AL 35677-4127
Document Number	2022/35642
Book / Page	2022 / 35642
Map Reference	MB 2020 PG 30173
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 COUNTY ROAD 126, WATERLOO, AL 35677-4127

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 26, 2020
Property Address	4641 COUNTY ROAD 126, WATERLOO, AL 35677-4127
Document Number	2020/30173
Book / Page	2020 / 30173
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4565 COUNTY ROAD 126, 4565, WATERLOO, AL 35677-4125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 COUNTY ROAD 126, WATERLOO, AL 35677-4127

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$642.00 (-1.83%) Homeowner's exemption	$20,000 (+6.95%)	$208,640 (+11.75%) Land $27,700 Building $180,940
2024	$654.00 (-2.53%)	$18,700 (+765.74%) Land $2,320 Building $16,380	$186,700 (+5.17%) Land $23,000 Building $163,700
2023	$671.00 (+50.11%)	$2,160 (-83.38%) Land $2,160	$177,520 (+36.76%) Land $21,600 Building $155,920
2022	$447.00 Homeowner's exemption	$13,000	$129,800 Land $17,500 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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