4641 Cliff Rd, Graceville, FL 32440 Property Records

Jackson County property record for 4641 Cliff Rd, Graceville, FL 32440

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,536 sqft · built 1930
Lot Size	38 acres (1,655,716 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (Feb 2020)
Tax Bill	$455 (2025)
Deeds & Mortgages	Dec 2022 Transfer Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-6N-13-0000-0060-0010`

Property Details

APN / Parcel Number

Primary APN	`23-6N-13-0000-0060-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,536 sqft Heated Area
Gross Area	1,632 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	1,655,716 sqft (38 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	288 sqft
Pole Barn	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4641 CLIFF RD
City	GRACEVILLE
State	FL
Zip	32440-4265
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE1/4 OF SW1/4... OR 101 P 712 & 713 OR 104 P 794...LESS 1AC PER OR 609 P 626 & LESS OR 839 P 487...LESS 1.01AC PER OR 1112 P
Legal Range	13W
Legal Township	06N
Legal Section	23
Jurisdiction	JACKSON FL
Township / Civil Division	GRACEVILLE
Census Block Group	1
Census Block	1052
Census Tract	210301

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4641 CLIFF RD, GRACEVILLE, FL 32440-4265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Intrafamily Transfer, Transfer
Feb 11, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	0016400094
Deed Book / Page	1640 / 94
Last Transfer Date	Dec 29, 2022
Transfer Doc	0017750311
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Dec 29, 2022
Property Address	4641 CLIFF RD, GRACEVILLE, FL 32440-4265
Document Number	0017750311
Book / Page	1775 / 311
Instrument Date	Oct 31, 2022
Instrument	202232014486
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4641 CLIFF RD, GRACEVILLE, FL 32440-4265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 CLIFF RD, GRACEVILLE, FL 32440-4265

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Feb 11, 2020
Property Address	4641 CLIFF RD, GRACEVILLE, FL 32440-4265
Document Number	0016400094
Book / Page	1640 / 94
Instrument Date	Feb 7, 2020
Instrument	202032001511
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 SPARROW RD, 7105, PANAMA CITY, FL 32409-1101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 CLIFF RD, GRACEVILLE, FL 32440-4265

Mortgage

Document Number	0016400096
Date	Feb 11, 2020
Instrument	1640/0096

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$455.00 (+5.57%) Homeowner's exemption	$60,887 (+1.48%)	$123,209 (-)
2024	$431.00 (+53.93%) Homeowner's exemption	$60,000 (+21.27%)	$123,209 (+11.5%) Land $20,930 Building $102,279
2023	$280.00 (+6.46%) Homeowner's exemption	$49,477 (+2.55%)	$110,499 (+9.22%) Land $20,484 Building $90,015
2022	$263.00 Homeowner's exemption	$48,247	$101,167 Land $11,810 Building $89,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

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