46401 Seaside School Rd, Gualala, CA 95445 Property Records

Mendocino County property record for 46401 Seaside School Rd, Gualala, CA 95445

Property Summary

Property Type	Single Family Home
Lot Size	2.34 acres (102,279 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144-110-06`

Property Details

APN / Parcel Number

Primary APN	`144-110-06`
Alternative APN	`144-110-06-00`

Exterior

Lot Area	102,279 sqft

Location & Zoning

Old Parcel Number	144-110-06
Street Address	46401 SEASIDE SCHOOL RD
City	GUALALA
State	CA
Zip	95445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMR20
Legal Description	BEGINNING AT THE SE CORNER OF SEC 17, T11N, R15W, MDB&M; THE NCE N ALONG THE SECTION LINE 418 FT TO A STAKE, THENCE W 209 FT TO A STAKE; THENCE S 418 FT TO SEC LINE; THENCE E ALONG SEC LINE TO THE POB.
Legal Range	15W
Legal Township	11N
Legal Section	17
Legal Subdivision	HANCE
Legal Block	3
Legal Lot Number	6
Jurisdiction	MENDOCINO CA
Township / Civil Division	POINT ARENA
Census Block Group	3
Census Block	3037
Census Tract	11102

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4725 GRENADA CT, ROCKLIN, CA 95765-5208
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 30, 2018	Intrafamily Transfer, Transfer · ARM UMPQUA BANK
May 30, 2018	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2018
Transfer Doc	0000006237
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	46401 SEASIDE SCHOOL RD, GUALALA, CA 95445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004081
Date	Apr 10, 2020
Instrument	2020-04081

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	May 30, 2018
Property Address	46401 SEASIDE SCHOOL RD, GUALALA, CA 95445
Document Number	0000006237
Instrument Date	May 23, 2018
Instrument	2018-06237
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4725 GRENADA CT, ROCKLIN, CA 95765-5208

Mortgage

Document Number	0000006238
Date	May 30, 2018
Instrument	2018-06238

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MENDOCINO CA
Recording Date	May 30, 2018
Property Address	46401 SEASIDE SCHOOL RD, GUALALA, CA 95445
Document Number	0000006236
Instrument Date	May 11, 2018
Instrument	6236
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Elementary School District	Arena Union Elementary School District (KG - 08)
Secondary School District	Point Arena Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,742 (+423.7%) Land $97,705 Building $449,037
2025	$1,555.00 (+2.44%)	$104,400 (+4.04%) Land $95,790 Building $8,610
2023	$1,518.00 (+5.42%)	$100,348 Land $92,071 Building $8,277
2020	$1,440.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GUALALA WATER COMPANY private · serves 3,508 people · EPA ID CA2310007
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach Fixed Wireless · DSL	200 / 200
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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