4640 White Marsh Rd, Suffolk, VA 23434 Property Records

Suffolk City property record for 4640 White Marsh Rd, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,534 sqft · built 2023
Lot Size	13.5 acres (589,236 sqft)
Owner	2 Individual Names on File
Last Sale	$559,900 (Oct 2023)
Tax Bill	$452 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2022 Construction Loan + 4 more
APN	`66*54`

Property Details

APN / Parcel Number

Primary APN	`66*54`
Alternative APN	`056000339`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,534 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	589,236 sqft (13.5 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	056000339
Street Address	4640 WHITE MARSH RD
City	SUFFOLK
State	VA
Zip	23434-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	RT.642,DENNIE,ELLIS,JACKSON
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1027
Census Tract	75602

Owner

4640 White Marsh Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Suffolk City records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 2, 2022	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK
Oct 27, 2023	Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE
Mar 3, 2022	Warranty Deed, Transfer TITLEQUEST AGENCY INC, TITLEQUEST
Oct 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 7, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	202311449
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957

Mortgage

Document Number	0250013994
Date	Dec 9, 2025
Instrument	250013994

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220008457
Date	Jun 2, 2022
Instrument	220008457

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Oct 27, 2023
Property Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957
Document Number	0230011449
Instrument Date	Oct 13, 2023
Instrument	230011449
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	NOT AVAILABLE, BAY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957

Mortgage

Document Number	0230011450
Date	Oct 27, 2023
Instrument	230011450

Lender

Name	TOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 3, 2022
Property Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957
Document Number	0220003258
Instrument Date	Mar 1, 2022
Instrument	220003258
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	TITLEQUEST AGENCY INC, TITLEQUEST

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 CAMELIA DR, DALEVILLE, VA 24083-2678

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Oct 7, 2021
Property Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957
Document Number	0210018352
Instrument Date	Sep 29, 2021
Instrument	210018352
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 KESWICK PL, SMITHFIELD, VA 23430-6034

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 7, 2020
Property Address	4640 WHITE MARSH RD, SUFFOLK, VA 23434-8957
Document Number	0200004356
Instrument Date	Apr 2, 2020
Instrument	200004356
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14214 CARROLLTON BLVD, CARROLLTON, VA 23314-3421

Tax Assessment & Valuation

The 2025 property tax bill for 4640 White Marsh Rd was $452 with a senior citizen's exemption, up 15% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$544,400 (+4.47%) Land $106,600 Building $437,800
2025	$452.00 (+15.01%) Senior Citizen's exemption	$544,400 (+4.47%) Land $106,600 Building $437,800	$521,100 Land $97,000 Building $424,100
2024	$393.00 (-91.91%) Senior Citizen's exemption	$521,100 (+16.94%) Land $97,000 Building $424,100
2023	$4,857.00	$445,600 Land $58,500 Building $387,100	$484,100 Land $97,000 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4640 White Marsh Rd; there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 White Marsh Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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