San Diego County property record for 4640 Waverly Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,725 sqft · built 1982 |
| Lot Size | 0.243 acres (10,606 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,225,000 (May 2026) |
| Tax Bill | $7,114 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Transfer + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-321-48-00 |
| Primary APN | 169-321-48-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,725 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 10,606 sqft (0.243 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4640 WAVERLY RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 341 TR 009823 |
| Legal Subdivision | BROADMOOR-LA JOLLA VILLAGE |
| Legal Tract | 009823 |
| Legal Block | 1 |
| Legal Lot Number | 341 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 19809 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 28, 2026 | Grant Deed, Transfer CONSUMER TITLE, CONSUMERS TITLE |
| May 7, 2026 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY |
| May 7, 2026 | Grant Deed, Transfer CORINTHIAN TITLE COMPANY |
| Jan 14, 2026 | Grant Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Mar 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Jun 22, 2018 | Grant Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jan 14, 2026 · Amount on Record |
| Deed Document Number | 2026151028 |
| Prior Transfer Date | May 15, 2002 |
| Prior Transfer Doc | 0000499421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2026 |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000151028 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026151028 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | CONSUMER TITLE, CONSUMERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $136,097.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 7, 2026 |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000131813 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026131813 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2377 CARRIAGE CIR, OCEANSIDE, CA 92056-3605 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 7, 2026 |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000131812 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026131812 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2377 CARRIAGE CIR, OCEANSIDE, CA 92056-3605 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 14, 2026 |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000011070 |
| Map Reference | MAP 9823 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026-0011070 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2377 CARRIAGE CIR, OCEANSIDE, CA 92056-3605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS |
| Name | Verified Name |
|---|---|
| Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000059219 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-0059219 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000474294 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-0474294 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000429795 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4640 WAVERLY RD OCEANSIDE CA 920564955, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000429795 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 429795 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000094115 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4640 WAVERLY RD OCEANSIDE CA 920564955, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000094115 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 94115 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 22, 2018 |
| Property Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000255357 |
| Map Reference | MAP 9823 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 2018-0255357 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | EQUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4640 WAVERLY RD, OCEANSIDE, CA 92056-4955 |
| Document Number | 0000255358 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018-0255358 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $632,512 (+2%) Land $405,459 Building $227,053 | |
| 2025 | $7,114.00 (+5.99%) | $620,110 (+4.04%) Land $397,509 Building $222,601 |
| 2024 | $6,712.00 (+2.44%) | |
| 2023 | $6,552.00 (+0.24%) | $596,032 Land $382,074 Building $213,958 |
| 2022 | $6,536.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures