El Dorado County property record for 4640 Thunder Ln, Shingle Springs, CA 95682
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,160 sqft · built 1994 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,475,000 (Jul 2026) |
| Tax Bill | $13,836 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-300-021-000 |
| Primary APN | 087-300-021-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,160 sqft Living Area |
| 1st Floor Area | 5,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 435,600 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,130 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Street Address | 4640 THUNDER LN |
|---|---|
| City | SHINGLE SPRINGS |
| State | CA |
| Zip | 95682-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | PM 19/15/B |
| Legal Subdivision | COUNTRY CLUB H |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30712 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 23, 2026 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Mar 11, 2024 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 24, 2018 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2024 · Amount on Record |
| Deed Document Number | 202624160 |
| Prior Transfer Date | Oct 31, 2014 |
| Prior Transfer Doc | 0000045652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jul 23, 2026 |
| Property Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Document Number | 0000024160 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202624160 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163,872.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Document Number | 0000024161, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202624161 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 11, 2024 |
| Property Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Document Number | 0000006858 |
| Map Reference | MB 19 PG 15 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 2024-0006858 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Document Number | 0000006859 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-0006859 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Document Number | 0000052629 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0052629 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 24, 2018 |
| Property Address | 4640 THUNDER LN, SHINGLE SPRINGS, CA 95682-9776 |
| Document Number | 0000019975 |
| Instrument Date | May 21, 2018 |
| Instrument | 19975 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,034.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4640 THUNDER LN SHINGLE SPRINGS CA 956829776, SHINGLE SPRINGS, CA 95682-9776 |
| Document Number | 19976 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 19976 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Latrobe Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,352,520 (+2%) Land $332,928 Building $1,019,592 | |
| 2025 | $13,836.00 (+25.34%) Homeowner's exemption | $1,326,000 (+28.99%) Land $326,400 Building $999,600 |
| 2024 | $11,039.00 (+2.05%) | |
| 2023 | $10,817.00 (+1.56%) | $1,028,024 Land $273,409 Building $754,615 |
| 2022 | $10,651.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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