4640 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4640 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.005 acres (228 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Dec 2018)
Tax Bill	$17,140 (2024)
Deeds & Mortgages	Dec 2018 Sale Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42601-000-4640`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42601-000-4640`
Alternative APN	`1077361`

Exterior

Lot Area	228 sqft (0.005 acres)

Location & Zoning

Account Number	1077361
Street Address	4640 SOUTHWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4204
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4640 SOUTHWINDS III CONDO OR 1988-357 OR 2700-399 OR 2964-1959 OR 3091-3810 OR 3093-3077
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	SOUTHWINDS III AT SANDESTIN CO
Legal Lot Number	4640
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4640 Southwinds Dr, a condominium, is owned by two individuals who bought it in December 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5218 LENOX RD, BRENTWOOD, TN 37027-5155
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 4, 2018	Grant Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Dec 4, 2018
Deed Document Number	20180042749
Deed Book / Page	3093 / 3077
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2018
Property Address	4640 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4204
Document Number	0030933077
Book / Page	003093 / 003077
Instrument Date	Dec 27, 2018
Instrument	42749
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9250 CARRISBROOK LN BRENTWOOD TN 370274883, BRENTWOOD, TN 37027-4883

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2018
Property Address	4640 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4204
Document Number	0030913810
Book / Page	003091 / 003810
Instrument Date	Nov 12, 2014
Instrument	40293
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 2ND AVE N #200 NASHVILLE TN 372011927, 200, NASHVILLE, TN 37201-1927

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,185,722 Building $2,185,722	$2,185,722 Building $2,185,722
2024	$17,140.00 (+4.91%)
2023	$16,338.00 (+33.09%)	$2,185,722 (+65%) Building $2,185,722	$2,185,722 (+65%) Building $2,185,722
2022	$12,276.00	$1,324,680 Building $1,324,680	$1,324,680 Building $1,324,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4640 Southwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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