4640 Setting Sun Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 4640 Setting Sun Dr, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,135 sqft · built 1979
Lot Size	0.186 acres (8,096 sqft)
Owner	2 Individual Names on File
Last Sale	$786,000 (Mar 2019)
Tax Bill	$13,655 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`431-360-026-6`

Property Details

APN / Parcel Number

Primary APN	`431-360-026-6`
Alternative APN	`431-360-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,135 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	1,123 sqft
2nd Floor Area	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,096 sqft (0.186 acres)
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4640 SETTING SUN DR
City	EL SOBRANTE
State	CA
Zip	94803-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T05039 L0099 B
Legal Subdivision	SUBDIVISION 5039
Legal Tract	05039
Legal Lot Number	99
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	360101

Owner

4640 Setting Sun Dr is owned and occupied by two individuals who acquired it in December 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4640 SETTING SUN DR, EL SOBRANTE, CA 94803-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Dec 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Mar 29, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Deed Document Number	201943254
Last Transfer Date	Dec 19, 2019
Transfer Doc	0000234923
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4640 SETTING SUN DR, RICHMOND, CA 94803-2108
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 SETTING SUN DR, EL SOBRANTE, CA 94803-2108

Mortgage

Document Number	0000259417
Date	Nov 2, 2020
Instrument	2020-259417

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 31, 2019
Property Address	4640 SETTING SUN DR, RICHMOND, CA 94803-2108
Document Number	0000234923
Instrument Date	Dec 19, 2019
Instrument	234923
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4640 SETTING SUN DR EL SOBRANTE CA 948032108, EL SOBRANTE, CA 94803-2108

Mortgage

Document Number	234924
Date	Dec 31, 2019
Instrument	234924

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 29, 2019
Property Address	4640 SETTING SUN DR, RICHMOND, CA 94803-2108
Document Number	0000043254
Instrument Date	Mar 25, 2019
Instrument	43254
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4640 SETTING SUN DR RICHMOND CA 948032108, RICHMOND, CA 94803-2108

Mortgage

Document Number	43255
Date	Mar 29, 2019
Instrument	43255

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4640 Setting Sun Dr was $13,655.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$894,327 (+2%) Land $432,371 Building $461,956
2025	$13,655.00	$876,793 Land $423,894 Building $452,899
2023	$13,070.00 (+1.33%)	$842,748 Land $407,435 Building $435,313
2022	$12,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4640 Setting Sun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 Setting Sun Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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