Martin County property record for 4640 SE Bayshore Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,324 sqft · built 1980 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $117,000 (Feb 1998) |
| Tax Bill | $5,902 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-38-41-001-000-0012.0-7-0000 |
| Primary APN | 48-38-41-001-000-0012.0-7-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,092 sqft |
| 1st Floor Area | 1,324 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 38398 |
|---|---|
| Street Address | 4640 SE BAYSHORE TER |
| City | STUART |
| State | FL |
| Zip | 34997-6980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | BAY SHORE VILLAGE LOT 12 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | BAY SHORE VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1302 |
4640 SE Bayshore Ter is held in a trust since November 2014.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 5, AVON, MN 56310-0005 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 1998 · Amount on File |
| Deed Sale | Feb 17, 1998 · Amount on File |
| Prior Sale | Sep 14, 1995 · Amount on File |
| Deed Book / Page | 1289 / 1074 |
| Last Transfer Date | Nov 6, 2014 |
| Transfer Doc | 0027512021 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4640 SE Bayshore Ter was $5,902, up 1.8% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,902.00 (+1.85%) | $333,975 | $367,430 Land $225,000 Building $142,430 |
| 2024 | $5,795.00 (+5.67%) | ||
| 2023 | $5,484.00 (+8.36%) | $276,013 (+1%) | $353,640 (+6.74%) Land $225,000 Building $128,640 |
| 2022 | $5,061.00 | $250,921 | $331,320 Land $236,250 Building $95,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4640 SE Bayshore Ter in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 86 condo units |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4640 SE Bayshore Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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