4640 S 75 E, Cutler, IN 46920 Property Records

Carroll County property record for 4640 S 75 E, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,834 sqft · built 1982
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Dec 2022)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-34-000-085.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-10-34-000-085.000-008`
Alternative APNs	`01878610466` `0061203600`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,834 sqft Living Area
1st Floor Area	4,410 sqft
Attic	Attic
Attic Area	1,800 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01878610466
Street Address	4640 S 75 E
City	CUTLER
State	IN
Zip	46920-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E2 SE4 34-24-1 3.16 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2042
Census Tract	959900

Owner

Source: Carroll County records · APN 08-10-34-000-085.000-008

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4640 S 75 E, CUTLER, IN 46920-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY FEDERAL SVGS BANK
Dec 07, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK OF INDIANA
Mar 18, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2022 · Amount on Record
Deed Sale	Dec 07, 2022 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	20223660
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4640 S 75 E, CUTLER, IN 46920-9699
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000513
Date	Feb 20, 2018
Instrument	2018000513

Lender

Name	SECURITY FEDERAL SVGS BANK
Type	Bank
Address	LOGANSPORT, IN 46947

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 15, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 07, 2022
Property Address	4640 S 75 E, CUTLER, IN 46920-9699
Document Number	2022003660
Instrument Date	Dec 06, 2022
Instrument	2022003660
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 S 75 E, CUTLER, IN 46920-9699

Mortgage

Document Number	2022003661
Date	Dec 07, 2022
Instrument	2022003661

Lender

Name	COMMUNITY FIRST BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 01, 2030
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Mar 18, 2019
Property Address	4640 S 75 E, CUTLER, IN 46920-9699
Document Number	2019000751
Instrument Date	Feb 11, 2019
Instrument	2019000751
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 S 75 E, CUTLER, IN 46920-9699

Mortgage

Document Number	2019000753
Date	Mar 18, 2019
Instrument	2019000753

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (+10.88%)	$556,600 (+43.08%) Land $40,600 Building $516,000	$556,600 (+43.08%) Land $40,600 Building $516,000
2024	$4,403.00 (+96.39%)
2023		$389,000 (+4.77%) Land $37,500 Building $351,500	$389,000 (+4.77%) Land $37,500 Building $351,500
2022	$2,242.00	$371,300 Land $37,500 Building $333,800	$371,300 Land $37,500 Building $333,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Co. Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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