4640 River View St, Catawba, NC 28609 Property Records

Catawba County property record for 4640 River View St, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 826 sqft · built 1946
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (May 2026)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3774-04-60-5037`

Property Details

APN / Parcel Number

Primary APN	`3774-04-60-5037`
Alternative APN	`0066699`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	826 sqft Living Area
1st Floor Area	1,364 sqft
Game Room	Game Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Porch
Porch Area	209 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4640 RIVER VIEW ST
City	CATAWBA
State	NC
Zip	28609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOTS 16-18 PLAT 5-117
Legal Subdivision	LOOK OUT VIEW DEVELOPMENT
Legal Lot Number	16-18
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	4
Census Block	4019
Census Tract	10101

Owner

4640 River View St is owned by two individuals who bought it in May 2026.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	152 STREAMWOOD RD, TROUTMAN, NC 28166-8825
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CAROLINAS TELCO FEDERAL CREDIT UNION
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CAROLINAS TELCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Jan 16, 2009 · Amount on File
Deed Document Number	20268866
Deed Book / Page	4018 / 828
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 5, 2026
Property Address	4640 RIVER VIEW ST, CATAWBA, NC 28609
Document Number	0000008866
Book / Page	4018 / 828
Instrument Date	Apr 29, 2026
Instrument	2026.8866
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 STREAMWOOD RD, TROUTMAN, NC 28166-8825

Mortgage

Document Number	0000008867,
Date	May 5, 2026
Instrument	2026..8867

Lender

Name	CAROLINAS TELCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 5, 2026
Property Address	4640 RIVER VIEW ST, CATAWBA, NC 28609
Document Number	0040180828
Book / Page	4018 / 828
Instrument Date	Apr 29, 2026
Instrument	20268866
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 STREAMWOOD RD, TROUTMAN, NC 28166-8825

Mortgage

Document Number	0000008867,
Date	May 5, 2026
Instrument	20268867

Lender

Name	CAROLINAS TELCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4640 River View St was $1,009, down 13.2% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,300 (-) Land $39,400 Building $213,900
2025	$1,009.00 (-13.24%)	$253,300 Land $39,400 Building $213,900
2024	$1,163.00 (-5.14%)
2023	$1,226.00	$189,600 Land $49,300 Building $140,300	$253,300 Land $39,400 Building $213,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4640 River View St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	70 (1995–2024)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims Tropical Storm Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 River View St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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