4640 River Lake Dr, Laredo, TX 78046 Property Records

Webb County property record for 4640 River Lake Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,344 sqft · built 1997
Lot Size0.127 acres (5,520 sqft)
OwnerIndividual Name on File
Tax Bill$921 (2025)
Deeds & MortgagesSep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN962-80001-090

Property Details

APN / Parcel Number

Primary APN962-80001-090
Alternative APN
  • 229107

Interior

Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,520 sqft (0.127 acres)
Garage TypeCarport
Garage Area490 sqft
CarportCarport
Carport Area490 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area322 sqft
Storage Building96 sqft

Location & Zoning

Street Address4640 RIVER LAKE DR
CityLAREDO
StateTX
Zip78046-7754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 9 BLK 1 ELEDEN I
Legal SubdivisionELEDEN I, II, III
Legal Block1
Legal Lot Number9
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2004
Census Tract1821

Owner

4640 River Lake Dr is owned and occupied by an individual who acquired it in March 2018.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address4640 RIVER LAKE DR, LAREDO, TX 78046-7754
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 28, 2018
Transfer Doc004478/813
Record UpdatedOct 29, 2026

September 2018: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWEBB TX
Recording DateSep 14, 2018
Property Address4640 RIVER LAKE DR, LAREDO, TX 78046-7754
Document Number004478/813
Book / Page4478 / 813
Map ReferenceVOL 16 PG 54
Instrument DateMar 28, 2018
Instrument1339707
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4640 RIVER LAKE DR, LAREDO, TX 78046-7754

Tax Assessment & Valuation

The 2025 property tax bill for 4640 River Lake Dr was $921 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,234 (+1%)$201,469 (-0.72%) Land $58,678 Building $142,791
2025$921.00 (-11.27%) Homeowner's exemption$182,031$202,936
2024$1,038.00
2023$199,764 Land $42,890 Building $156,874$199,764 Land $42,890 Building $156,874
2022$927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4640 River Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 River Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on River Lake Dr

Nearby Streets

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