Frederick County property record for 4640 Plum Rd, Monrovia, MD 21770
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,680 sqft · built 2021 |
| Lot Size | 0.053 acres (2,313 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Apr 2023) |
| Tax Bill | $6,166 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-595170 |
| Primary APN | 09-595170 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,680 sqft Living Area |
| Gross Area | 3,100 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 2,313 sqft (0.053 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 595170 |
|---|---|
| Street Address | 4640 PLUM RD |
| City | MONROVIA |
| State | MD |
| Zip | 21770-6064 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 688 SECTION 3 2,313 SQ FT LANDSDALE |
| Legal Subdivision | LANDSD |
| Legal Lot Number | 688 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 752102 |
4640 Plum Rd, a townhouse, is owned and occupied by an individual who bought it in April 2023.
Source: Frederick County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4640 PLUM RD, MONROVIA, MD 21770-6064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| May 24, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Dec 10, 2018 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2023 · Amount on File |
| Deed Sale | Apr 7, 2023 · Amount on File |
| Prior Sale | May 24, 2021 · Amount on File |
| Deed Document Number | 2023 |
| Deed Book / Page | 16393 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 7, 2023 |
| Property Address | 4640 PLUM RD, MONROVIA, MD 21770-6064 |
| Document Number | 0163930183 |
| Book / Page | 16393 / 183 |
| Map Reference | MB 99 PL 56 |
| Instrument Date | Mar 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 SUNNY BROOK TER # TER933, TER933, GAITHERSBURG, MD 20877-4343 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4640 PLUM RD, MONROVIA, MD 21770-6064 |
| Document Number | 0016393190 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 16393/190 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 24, 2021 |
| Property Address | 4640 PLUM RD, MONROVIA, MD 21770-6064 |
| Document Number | 0149190308 |
| Book / Page | 14919 / 308 |
| Map Reference | MB 99 PL 56 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 QUINCE ORCHARD RD, 656, GAITHERSBURG, MD 20878-1409 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4640 PLUM RD, MONROVIA, MD 21770-6064 |
| Document Number | 0014919313 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 14919/313 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 10, 2018 |
| Property Address | 4640 PLUM RD, MONROVIA, MD 21770-6064 |
| Document Number | 0127460085 |
| Book / Page | 012746 / 000085 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Title Company | FENTON TITLE COMPANY, FENTON TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1355 BEVERLY RD #240 MCLEAN VA 221013649, 240, MCLEAN, VA 22101-3649 |
| Document Number | 127460085 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 012746/000085 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1750 H ST NW # 400, WASHINGTON, DC 20006-4679 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4640 Plum Rd was $6,166.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,167 | $550,900 Land $125,000 Building $425,900 | |
| 2025 | $6,166.00 | ||
| 2023 | $5,272.00 | $442,333 | $470,700 Land $120,000 Building $350,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4640 Plum Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4640 Plum Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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