4640 Plantation Dr, Morganton, NC 28655 Property Records

Burke County property record for 4640 Plantation Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 5,550 sqft · built 1997
Lot Size	1.11 acres (48,352 sqft)
Owner	Company Name on File
Last Sale	$760,000 (May 2022)
Tax Bill	$5,025 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`1771291358`

Property Details

APN / Parcel Number

Primary APN	`1771291358`
Alternative APN	`46335`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,550 sqft Living Area
1st Floor Area	2,392 sqft
Basement Area	574 sqft
Finished Basement	1,818 sqft
Unfinished Basement	574 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Porch	Slab
Deck Area	452 sqft
Gazebo	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4640 PLANTATION DR
City	MORGANTON
State	NC
Zip	28655-7194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4640 PLANTATION DR MORGANTON, NC 28655
Legal Subdivision	SILVER CRK PLANTATION LLC PH 2
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2005
Census Tract	20303

Owner

4640 Plantation Dr is owned by a company that acquired it in February 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	4640 PLANTATION DR, MORGANTON, NC 28655-7194
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Deed Document Number	202221021780
Deed Book / Page	2626 / 217
Last Transfer Date	Feb 10, 2023
Transfer Doc	0026690218
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 31, 2022
Property Address	4640 PLANTATION DR, MORGANTON, NC 28655-7194
Document Number	0026260217
Book / Page	2626 / 217
Map Reference	MB 11 PG 158
Instrument Date	May 31, 2022
Instrument	2022021780
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 PLANTATION DR, MORGANTON, NC 28655-7194

Mortgage

Document Number	2022021781
Date	May 31, 2022
Instrument	2022021781

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 10, 2023
Property Address	4640 PLANTATION DR, MORGANTON, NC 28655-7194
Document Number	0026690218
Book / Page	2669 / 218
Map Reference	MB 11 PG 158
Instrument Date	Feb 10, 2022
Instrument	2023001184
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4640 PLANTATION DR, MORGANTON, NC 28655-7194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 PLANTATION DR, MORGANTON, NC 28655-7194

Tax Assessment & Valuation

The 2026 property tax bill for 4640 Plantation Dr was $5,025, up 1.8% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,025.00 (+1.8%)	$741,062 (-) Land $55,778 Building $685,284	$741,062 (-) Land $55,778 Building $685,284
2025	$4,936.00	$741,062 Land $55,778 Building $685,284	$741,062 Land $55,778 Building $685,284
2023	$4,974.00	$741,062 Land $55,778 Building $685,284	$741,062 Land $55,778 Building $685,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4640 Plantation Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 Plantation Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plantation Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures