4640 Pine Tree Ct, Westerville, OH 43082 Property Records

Delaware County property record for 4640 Pine Tree Ct, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,511 sqft · built 1996
Lot Size	0.537 acres (23,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2010)
Tax Bill	$11,722 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`318-411-02-017-000`

Property Details

APN / Parcel Number

Primary APN	`318-411-02-017-000`
Alternative APN	`272858.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,511 sqft Living Area
Gross Area	5,028 sqft
1st Floor Area	2,511 sqft
Basement Area	2,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	23,388 sqft (0.537 acres)
Lot Dimensions	180 ft deep x 130 ft wide
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	100 sqft
Patio Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4640 PINE TREE CT
City	WESTERVILLE
State	OH
Zip	43082-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1925 HIGHLAND LAKES SEC 3 PART 2
Legal Subdivision	HIGHLAND LAKES
Legal Lot Number	1925
Jurisdiction	DELAWARE OH
Township / Civil Division	ORANGE
Census Block Group	1
Census Block	1016
Census Tract	11540

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4640 PINE TREE CT, WESTERVILLE, OH 43082-8798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2010 · Amount on Record
Deed Sale	Nov 8, 2010 · Amount on Record
Prior Sale	Mar 10, 2004 · Amount on Record
Deed Document Number	201033499
Deed Book / Page	1007 / 234
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4640 PINE TREE CT, WESTERVILLE, OH 43082-8798
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	LEADER TITLE INC, LEADERS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024229
Date	May 25, 2021
Book Page	1863/1151
Instrument	202100024229

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Orange Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,722.00 (+1.56%)	$209,310 (-) Land $61,430 Building $147,880	$598,000 (-) Land $175,500 Building $422,500
2024	$11,542.00 (-0.36%) Homeowner's exemption	$209,310 (-) Land $61,430 Building $147,880
2023	$11,584.00 Homeowner's exemption	$209,310 Land $61,430 Building $147,880	$598,000 Land $175,500 Building $422,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline.

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