4640 Palmer Pointe Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 4640 Palmer Pointe Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,882 sqft · built 2010
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Company Names on Record
Tax Bill	$79,010 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2018 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`36-117-24-31-0010`

Property Details

APN / Parcel Number

Primary APN	`36-117-24-31-0010`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	6 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,882 sqft Living Area
Gross Area	10,127 sqft
1st Floor Area	2,868 sqft
2nd Floor Area	2,300 sqft
Basement Area	3,277 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	54,886 sqft
Lot Dimensions	31.7 ft deep x 39.4 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	968 sqft
Porch	Open Porch
Porch Area	1,243 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4640 PALMER POINTE RD
City	EXCELSIOR
State	MN
Zip	55331-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 005 B PALMER POINTE LOT 5 AND THAT PART OF LOT 6 LYING NORTHERLY OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE MOST WESTERLY CORNER OF SAID LOT 6; THENCE ON AN T IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	36
Legal Quarter	31
Legal Subdivision	PALMER POINTE
Legal Block	5
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	3
Census Block	3006
Census Tract	27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2020 N BAYSHORE DR, 4104, MIAMI, FL 33137-5178
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK MANKATO
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim
May 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 1, 2024
Transfer Doc	0011322166
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4640 PALMER POINTER RD, EXCELSIOR, MN 55331-9176
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 N BAYSHORE DR 4104, 4104, MIAMI, FL 33137-5178

Mortgage

Document Number	0A11149351
Date	Sep 26, 2022
Instrument	A11149351

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank
Address	MANKATO, MN 56001

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 23, 2018
Property Address	4640 PALMER POINTER RD, EXCELSIOR, MN 55331-9176
Document Number	0010531450
Instrument Date	Jan 28, 2018
Instrument	10531450
Transaction Type	Transfer
Record Updated	Mar 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 PALMER POINTER RD EXCELSIOR MN 553319176, EXCELSIOR, MN 55331-9176

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 23, 2018
Property Address	4640 PALMER POINTER RD, EXCELSIOR, MN 55331-9176
Document Number	0010531451
Instrument Date	Jan 28, 2018
Instrument	10531451
Transaction Type	Transfer
Record Updated	Mar 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 PALMER POINTER RD EXCELSIOR MN 553319176, EXCELSIOR, MN 55331-9176

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 9, 2018
Property Address	4640 PALMER POINTER RD, EXCELSIOR, MN 55331-9176
Document Number	0010551490
Instrument Date	Nov 9, 2004
Instrument	10551490
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1925 HUMBOLDT AVE S MINNEAPOLIS MN 554032816, MINNEAPOLIS, MN 55403-2816

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$79,010.00 (+29.05%)	$6,820,700 (+12.66%) Land $3,102,000 Building $3,718,700	$6,820,700 (+12.66%) Land $3,102,000 Building $3,718,700
2023	$61,225.00
2022		$6,054,000 Land $3,102,000 Building $2,952,000	$6,054,000 Land $3,102,000 Building $2,952,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	931.1 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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