Cape May County and Avalon Borough property record for 4640 Ocean Dr, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 2,588 sqft · built 1999 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,750,000 (Feb 2025) |
| Tax Bill | $13,091 (2024) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00042-05-00006 |
| Primary APN | 01-00042-05-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,588 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 250 ft deep x 60 ft wide |
| Street Address | 4640 OCEAN DR |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Subdivision | AVALON SEC 1 |
| Legal Block | 42.5 |
| Legal Lot Number | 6 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 20902 |
Source: Cape May County and Avalon Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2162 DUNE DR, AVALON, NJ 08202-2003 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 11, 2025 | Deed, Transfer STURDY SAVINGS BANK |
| Feb 6, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | Oct 6, 1998 · Amount on Record |
| Deed Document Number | 202558541 |
| Deed Book / Page | 4208 / 947 |
| Prior Transfer Date | May 27, 2016 |
| Prior Transfer Doc | 0000000076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 11, 2025 |
| Property Address | 4640 OCEAN DR, AVALON, NJ 08202-1460 |
| Document Number | 0000058541 |
| Book / Page | D4208 / 947 |
| Instrument Date | Feb 7, 2025 |
| Instrument | 2025058541 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | SEABOARD TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 618 CHINOOK DR, DOWNINGTOWN, PA 19335-4805 |
| Name | Verified Name |
|---|---|
| Address | 2162 DUNE DR, AVALON, NJ 08202-2003 |
| Document Number | 0000058542 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 2025058542 |
| Name | STURDY SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 4640 OCEAN DR, AVALON, NJ 08202-1460 |
| Document Number | 0060450967 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4640 OCEAN DR AVALON NJ 082021460, AVALON, NJ 08202-1460 |
| Document Number | 0060450967 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 006045/000967 |
| Instrument | 85653 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,575,000 (-26.13%) Land $1,575,000 | $1,575,000 (-26.13%) Land $1,575,000 | |
| 2025 | $2,132,200 (-) Land $1,575,000 Building $557,200 | $2,132,200 (-) Land $1,575,000 Building $557,200 | |
| 2024 | $13,091.00 (+8.1%) | ||
| 2023 | $2,132,200 Land $1,575,000 Building $557,200 | $2,132,200 Land $1,575,000 Building $557,200 | |
| 2022 | $12,110.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 692 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,308 units insured incl. 616 condo units |
| Nearby Flood Claims | 932 (1979–2026) |
| Claims Outside the SFHA | 3 of 932 |
| Most Recent Claim | Feb 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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