4640 Middle Urbana Rd, Springfield, OH 45503 Property Records

Clark County property record for 4640 Middle Urbana Rd, Springfield, OH 45503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,056 sqft · built 1967
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Mar 2019)
Tax Bill$3,457 (2024)
Deeds & MortgagesApr 2022 Mortgage
Nov 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN220-03-00021-000-020

Property Details

APN / Parcel Number

Primary APN220-03-00021-000-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,056 sqft Living Area
Gross Area2,738 sqft
1st Floor Area1,456 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area594 sqft

Exterior Amenities

PorchStoop
Porch Area88 sqft
Deck Area140 sqft
Patio Area140 sqft
Shed1 Shed
Shed Area280 sqft
Canopy140 sqft
Lean-To96 sqft
Pole Barn1,440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4640 MIDDLE URBANA RD
CitySPRINGFIELD
StateOH
Zip45503-6034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionS W COR N E QR
Legal Range10W
Legal Township5N
Legal Section21
Legal SubdivisionMRS
Legal Lot Number20
JurisdictionCLARK OH
Township / Civil DivisionMOOREFIELD
Census Block Group2
Census Block2003
Census Tract2607

Owner

Source: Clark County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4640 MIDDLE URBANA RD, SPRINGFIELD, OH 45503-6034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Deed of Trust, Mortgage
WRIGHT-PATT CREDIT UNION INC
Nov 15, 2021Transfer on Death Deed, Transfer
Dec 13, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Mar 27, 2019Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
May 18, 2018Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Dec 19, 2017Trustee's Deed, Construction Loan · Construction Mortgage
HOME CTY FSB/SPRINGFIELD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Prior SaleMay 18, 2018 · Amount on Record
Deed Document Number20193417
Deed Book / Page2155 / 1264
Last Transfer DateNov 8, 2021
Transfer Doc0000019855
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address4640 MIDDLE URBANA RD, SPRINGFIELD, OH 45503-6034
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005209
DateApr 7, 2022
Book Page2208/263
Instrument202200005209
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
AmountAmount Recorded

November 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCLARK OH
Recording DateNov 15, 2021
Property Address4640 MIDDLE URBANA RD, SPRINGFIELD, OH 45503-6034
Document Number0000019855
Book / Page2200 / 5856
Instrument DateNov 8, 2021
Instrument202100019855
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address4640 MIDDLE URBANA RD, SPRINGFIELD, OH 45503-6034
Document Number0000016603
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4640 MIDDLE URBANA RD SPRINGFIELD OH 455036034, SPRINGFIELD, OH 45503-6034

Mortgage

Document Number0000016603
DateDec 16, 2019
Book Page002165/004923
Instrument16603
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateMar 27, 2019
Property Address4640 MIDDLE URBANA RD, SPRINGFIELD, OH 45503-6034
Document Number0000003417
Book / Page002155 / 001264
Instrument DateMar 25, 2019
Instrument3417
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SVC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4640 MIDDLE URBANA RD SPRINGFIELD OH 455036034, SPRINGFIELD, OH 45503-6034

Mortgage

Document Number3418
DateMar 27, 2019
Book Page002155/001266
Instrument3418
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateMay 18, 2018
Property Address4640 MIDDLE URBANA RD, SPRINGFIELD, OH 45503-6034
Document Number0000006640
Book / Page002144 / 000774
Instrument DateMay 18, 2018
Instrument6640
Transaction TypeTransfer
Record UpdatedMay 31, 2018
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SVC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4640 MIDDLE URBANA RD SPRINGFIELD OH 455036034, SPRINGFIELD, OH 45503-6034

Mortgage

Document Number6641
DateMay 18, 2018
Book Page002144/000776
Instrument6641
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2048

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLARK OH
Recording DateDec 19, 2017
Property Address4640 MIDDLE URBANA RD, SPRINGFIELD, OH 45503-6034
Book / Page002135 / 000578
Instrument DateDec 11, 2017
Instrument17790
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4640 MIDDLE URBANA RD SPRINGFIELD OH 455036034, SPRINGFIELD, OH 45503-6034

Mortgage

Document Number0000017790
DateDec 19, 2017
Book Page002135/000578
Instrument17790
Lender
NameHOME CTY FSB/SPRINGFIELD
TypeFederal Savings Bank
AddressSPRINGFIELD, OH 45503
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueDec 18, 2019

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
County SubdivisionMoorefield Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$93,320 (+18.25%) Land $17,750 Building $75,570$266,630 (+18.26%) Land $50,710 Building $215,920
2024$3,457.00 (+10.45%)
2023$78,920 Land $13,770 Building $65,150
2022$3,130.00$225,460 Land $39,330 Building $186,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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