4640 Largo Dr, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4640 Largo Dr, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1969
Lot Size0.139 acres (6,055 sqft)
OwnerIndividual Name on File
Last Sale$243,000 (Aug 2020)
Tax Bill$3,433 (2025)
Deeds & MortgagesOct 2024 Transfer
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN600-0210-0822-00

Property Details

APN / Parcel Number

Primary APN600-0210-0822-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleConventional
Exterior MaterialBrick
Lot Area6,055 sqft (0.139 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4640 LARGO DR
CityCINCINNATI
StateOH
Zip45236-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLARGO DR 50 X 125 IRR LOT 40 KENWOOD ACRES SUB BLK B
Legal SubdivisionKENWOOD ACRES SUB
Legal BlockB
Legal Lot Number40
JurisdictionHAMILTON OH
Township / Civil DivisionSYCAMORE
Census Block Group5
Census Block5016
Census Tract24001

Owner

4640 Largo Dr is owned by an individual who bought it in August 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address44840 LARGO DR, CINCINNATI, OH 45236
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2024Transfer on Death Deed, Transfer
Aug 10, 2020Grant Deed, Transfer · Conventional Mortgage
US BK
Mar 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Feb 5, 2018Deed of Trust, Mortgage · Line of Credit
UNIVERSAL 1 CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2020 · Amount on File
Deed SaleAug 10, 2020 · Amount on File
Prior SaleFeb 27, 2002
Deed Document Number0000078650
Deed Book / Page14228 / 1171
Record UpdatedJun 8, 2026

October 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateOct 18, 2024
Property Address4640 LARGO DR, CINCINNATI, OH 45236-3232
Document Number0000073775
Book / Page15275 / 496
Map ReferenceMB 19 PG 25&26
Instrument DateOct 3, 2024
Instrument2024-0073775
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44840 LARGO DR, CINCINNATI, OH 45236
InvestorPossibly a Property Investor

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateAug 10, 2020
Property Address4640 LARGO DR, CINCINNATI, OH 45236-3232
Document Number0000078650
Book / Page014228 / 001171
Instrument DateAug 4, 2020
Instrument78650
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyWAVE TITLE AGENCY INC, WAVE TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$972.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4640 LARGO DR CINCINNATI OH 452363232, CINCINNATI, OH 45236-3232

Mortgage

Document Number78651
DateAug 10, 2020
Book Page014228/001173
Instrument78651
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4640 LARGO DR, CINCINNATI, OH 45236-3232
Document Number0000020435
Instrument DateMar 11, 2019
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4640 LARGO DR CINCINNATI OH 452363232, CINCINNATI, OH 45236-3232

Mortgage

Document Number0000020435
DateMar 19, 2019
Book Page013877/001886
Instrument20435
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 18, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4640 LARGO DR, CINCINNATI, OH 45236-3232
Document Number0000031710
Instrument DateFeb 5, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4640 LARGO DR CINCINNATI OH 452363232, CINCINNATI, OH 45236-3232

Mortgage

Document Number0000031710
DateApr 17, 2018
Book Page013648/000600
Instrument31710
Lender
NameUNIVERSAL 1 CU
TypeCredit Union
AddressDAYTON, OH 45409-0467
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 16, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4640 Largo Dr was $3,433, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSycamore Township
Unified School DistrictIndian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,433.00 (+2.72%)$85,050 (-) Land $27,916 Building $57,134
2024$3,342.00 (-0.59%)$85,050 (-) Land $27,916 Building $57,134
2023$3,362.00 (+1.72%)$85,050 (+24.24%) Land $27,916 Building $57,134$243,000 Land $79,760 Building $163,240
2022$3,305.00 Homeowner's exemption$68,454 Land $15,726 Building $52,728
2020$195,580 Land $44,930 Building $150,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4640 Largo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4640 Largo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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