4640 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4640 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,784 sqft · built 2013
Lot Size	0.163 acres (7,105 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (Dec 2022)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3644-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3644-8`
Alternative APN	`05-2N-23-1200-0000-0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,784 sqft Heated Area
Gross Area	2,304 sqft
1st Floor Area	1,784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,105 sqft (0.163 acres)
Garage Type	Finished
Garage Area	380 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4640 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 9
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND ESTATES
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1017
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4640 HERMOSA RD, CRESTVIEW, FL 32539-6734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Aug 18, 2021	Warranty Deed, Transfer · VA Mortgage CBM MORTGAGE INC
Aug 14, 2020	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	0036541898
Deed Book / Page	3654 / 1898
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 9, 2022
Property Address	4640 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number	0036541898
Book / Page	3654 / 1898
Map Reference	MB 23 PG 100-102
Instrument Date	Dec 9, 2022
Instrument	3595288
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,142.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	AZALEA DRIVE, EGLIN AFB, FL 32542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 HERMOSA RD, CRESTVIEW, FL 32539-6734

Mortgage

Document Number	0036541900
Date	Dec 9, 2022
Instrument	3654/1900

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2021
Property Address	4640 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number	0035673770
Book / Page	3567 / 3770
Map Reference	MB 23 PG 100-102
Instrument Date	Aug 13, 2021
Instrument	3481107
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13291 PARK WEST BLVD, VICKSBURG, MI 49097-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 HERMOSA RD, CRESTVIEW, FL 32539-6734

Mortgage

Document Number	0035673772
Date	Aug 18, 2021
Instrument	3567/3772

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 14, 2020
Property Address	4640 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number	0034840023
Book / Page	3484 / 23
Map Reference	MB 23 PG 100-102
Instrument Date	Aug 10, 2020
Instrument	3382493
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	463 WESTFIELD BLVD APT 617, 463, TEMPLE, TX 76502-5322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 HERMOSA RD, CRESTVIEW, FL 32539-6734

Mortgage

Document Number	0034840026
Date	Aug 14, 2020
Book Page	3484/26
Instrument	3382494

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (-7.07%) Homeowner's exemption	$245,388 (-5.96%) Land $47,080 Building $198,308	$245,388 (-5.96%) Land $47,080 Building $198,308
2023	$2,276.00 (-7.25%) Homeowner's exemption	$260,951 (+8.14%) Land $40,000 Building $220,951	$260,951 (+8.14%) Land $40,000 Building $220,951
2022	$2,454.00	$241,302 Land $34,078 Building $207,224	$241,302 Land $34,078 Building $207,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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