4640 Freeway Cir, Sacramento, CA 95841 Property Records

Sacramento County property record for 4640 Freeway Cir, Sacramento, CA 95841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,106 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2018)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`228-0201-034-0000`

Property Details

APN / Parcel Number

Primary APN	`228-0201-034-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4640 FREEWAY CIR
City	SACRAMENTO
State	CA
Zip	95841-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FREEWAY ESTATES, LOT 29
Legal Subdivision	FREEWAY ESTATES
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4003
Census Tract	7503

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4640 FREEWAY CIR, SACRAMENTO, CA 95841-3523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Sep 3, 2019	Deed of Trust, Mortgage · VA Mortgage CARDINAL FIN'L
Jul 19, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jul 19, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jul 19, 2018	Grant Deed, Transfer · VA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Deed Book / Page	20180719 / 1299
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	7190000001298
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4640 FREEWAY CIR, SACRAMENTO, CA 95841-3523
Document Number	2011171363
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4640 FREEWAY CIR SACRAMENTO CA 958413523, SACRAMENTO, CA 95841-3523

Mortgage

Document Number	2011171363
Date	Nov 17, 2020
Instrument	2011171363

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4640 FREEWAY CIR, SACRAMENTO, CA 95841-3523
Document Number	2001220483
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4640 FREEWAY CIR SACRAMENTO CA 958413523, SACRAMENTO, CA 95841-3523

Mortgage

Document Number	2001220483
Date	Jan 22, 2020
Instrument	2001220483

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2018
Property Address	4640 FREEWAY CIR, SACRAMENTO, CA 95841-3523
Document Number	1807191298
Instrument Date	Jul 16, 2018
Instrument	1807191298
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1514 QUAIL CIR ROSEVILLE CA 956614823, ROSEVILLE, CA 95661-4823

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2018
Property Address	4640 FREEWAY CIR, SACRAMENTO, CA 95841-3523
Document Number	1807191297
Instrument Date	Jul 16, 2018
Instrument	1807191297
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3422 KENSINGTON CT ROCKLIN CA 957655626, ROCKLIN, CA 95765-5626

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2018
Property Address	4640 FREEWAY CIR, SACRAMENTO, CA 95841-3523
Document Number	1807191299
Instrument Date	Jul 16, 2018
Instrument	1807191299
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4640 FREEWAY CIR SACRAMENTO CA 958413523, SACRAMENTO, CA 95841-3523

Mortgage

Document Number	1807191300
Date	Jul 19, 2018
Instrument	1807191300

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,032 (+2%) Land $104,108 Building $242,924
2025	$1,955.00 (-40.76%)	$340,228 (+4.04%) Land $102,067 Building $238,161
2024	$3,300.00 (-0.45%)
2023	$3,315.00 (+19.72%)	$327,018 Land $98,104 Building $228,914
2022	$2,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1986–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Fidium Fiber, GeoLinks.

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