4640 Forest Dr, Mulberry, FL 33860 Property Records

Polk County property record for 4640 Forest Dr, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,526 sqft · built 1975
Lot Size	2.12 acres (92,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2024)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-000000-043070`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-000000-043070`
Alternative APNs	`282923000000043070` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	2,526 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	92,752 sqft
Lot Dimensions	303 ft deep x 307 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	794 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	246 sqft
Patio Area	330 sqft

Location & Zoning

Street Address	4640 FOREST DR
City	MULBERRY
State	FL
Zip	33860-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG SW COR OF NW1/4 OF SW1/4 RUN N 664.17 FT E 667.20 FT FOR POB CONT E 333.61 FT S 332.09 FT W 333.61 FT N 332.09 FT TO POB LESS E 30 FT FOR RD R/W & LESS N 25 FT FOR R/W AS PER OR 3957-2299
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3002
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4640 FOREST DR, MULBERRY, FL 33860-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	2024156962
Deed Book / Page	13181 / 2223
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0000028221
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Feb 1, 2022
Property Address	4640 FOREST DR, MULBERRY, FL 33860-9759
Document Number	0000028221
Book / Page	12098 / 454
Instrument Date	Jan 25, 2022
Instrument	2022028221
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3635 BRIDGEFIELD DR, LAKELAND, FL 33803-5937

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4640 FOREST DR, MULBERRY, FL 33860-9759
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029710
Date	Feb 4, 2021
Book Page	11567/2075
Instrument	2021029710

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4640 FOREST DR, MULBERRY, FL 33860-9759
Document Number	0108580354
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4640 FOREST DR MULBERRY FL 338609759, MULBERRY, FL 33860-9759

Mortgage

Document Number	0108580354
Date	May 30, 2019
Book Page	010858/000354
Instrument	111589

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,531 (+2.7%)	$448,161 (-9.62%) Land $32,051 Building $416,110
2025	$4,233.00 (+267.77%)	$367,606 (+155.55%)	$495,887 (+13.8%) Land $32,051 Building $463,836
2023	$1,151.00 (+3.6%) Homeowner's exemption	$143,851 (+3%)	$435,762 (+11.55%) Land $32,051 Building $403,711
2022	$1,111.00 Homeowner's exemption	$139,661	$390,660 Land $30,270 Building $360,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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