Larimer County property record for 4640 Echo Cir, Fort Collins, CO 80526 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,352 sqft Living Area |
| Lot Size | 33,588 sqft (0.771 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,000 (2016) |
| Tax Bill | $3,468.00 (2024) |
| Primary APN | 06011-05-286 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 1,712 sqft Gross Area |
| Upper Floors | 240 sqft Upper Floors |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 33,588 sqft (0.771 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 360 sqft Garage |
| Balcony Area | 200 sqft Balcony |
|---|---|
| Deck Area | 15 sqft Deck |
| Patio Area | 361 sqft Patio |
| Porch Area | 121 sqft Porch |
| Topography | Gentle Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | R0242357 |
|---|---|
| Street Address | 4640 ECHO CIR |
| City | FORT COLLINS |
| State | CO |
| Zip | 80526-4568 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 286, HORSETOOTH LAKE EST |
| Legal Range | 70W |
| Legal Township | 6N |
| Legal Section | 1 |
| Legal Subdivision | HORSETOOTH LAKE ESTATES |
| Legal Lot Number | 286 |
| Jurisdiction | LARIMER CO |
| Minor Civil Division | LOVELAND |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 1812 |
Source: Larimer County records · APN 06011-05-286
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Owner on File |
|---|---|
| Mailing Address | 4640 ECHO CIR, FORT COLLINS, CO 80526-4568 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit FMS BANK |
| Feb 08, 2017 | Deed of Trust, Mortgage FMS BANK |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FMS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 201639955 |
| Prior Transfer Date | Oct 01, 1995 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 4640 ECHO CIR, FORT COLLINS, CO 80526-4568 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4640 ECHO CIR, FORT COLLINS, CO 80526-4568 |
| Document Number | 0000011025 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 20260011025 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Address | GREELEY, CO 80634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 11, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 4640 ECHO CIR, FORT COLLINS, CO 80526-4568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009013 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 20170009013 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Address | GREELEY, CO 80634 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 4640 ECHO CIR, FORT COLLINS, CO 80526-4568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | UNIFIED TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000017106 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 20200017106 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Address | FORT MORGAN, CO 80701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Larimer County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Poudre School District R-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,757.00 (+8.33%) | $35,963 (-5.8%) Land $9,894 Building $26,069 | $575,400 (+0.98%) Land $158,300 Building $417,100 |
| 2024 | $3,468.00 (+5%) | ||
| 2023 | $3,303.00 (+16.71%) | $38,177 (+33.85%) Land $9,715 Building $28,462 | $569,800 (+38.84%) Land $145,000 Building $424,800 |
| 2022 | $2,830.00 | $28,523 Land $4,830 Building $23,693 | $410,400 Land $69,500 Building $340,900 |
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