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4640 E Cotton Gin Loop, Phoenix, AZ 85040 Property Records

Maricopa County property record for 4640 E Cotton Gin Loop, Phoenix, AZ 85040

Property Summary

Property TypeCommercial
Detailsbuilt 2009
Lot Size1.85 acres (80,586 sqft)
OwnerCompany Name on Record
Last Sale$2,417,760 (Jan 2024)
Tax Bill$13,878 (2025)
Deeds & MortgagesOct 2025 Construction Loan
Jan 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN123-06-106

Property Details

APN / Parcel Number

Primary APN123-06-106

Interior

Stories1 Story

Exterior

Year BuiltBuilt 2009
Fire ResistanceWood or Wood & Steel Frame
Lot Area80,586 sqft (1.85 acres)

Location & Zoning

Street Address4640 E COTTON GIN LOOP
CityPHOENIX
StateAZ
Zip85040-4819
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-2
Legal DescriptionHAYDON OFFICE BUILDING MCR 1021-50
Legal Range04E
Legal Township01N
Legal Section30
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionHAYDON OFFICE BUILDING
Legal Lot Number2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1001
Census Tract116204

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4202 E RAYMOND ST, PHOENIX, AZ 85040-1935
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Construction Mortgage
BANTERRA BANK
Jan 29, 2024Special Warranty Deed, Transfer · Commercial Mortgage
ALERUS FINANCIAL NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2024 · Amount on Record
Deed SaleJan 29, 2024 · Amount on Record
Deed Document Number20240044148
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4640 E COTTON GIN LOOP, PHOENIX, AZ 85040-4819
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000632464
DateOct 31, 2025
Instrument20250632464
Lender
NameBANTERRA BANK
TypeBank
AddressSCOTTSDALE, AZ 85260
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueOct 30, 2035

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 29, 2024
Property Address4640 E COTTON GIN LOOP, PHOENIX, AZ 85040-4819
Document Number0000044148
Map ReferenceMB 1021 PG 50
Instrument DateJan 29, 2024
Instrument20240044148
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4640 E COTTON GIN LOOP, PHOENIX, AZ 85040-4819

Transferred To (Grantee/Buyer)

NameVerified Name
Address4202 E RAYMOND ST, PHOENIX, AZ 85040-1935

Mortgage

Document Number0000044149
DateJan 29, 2024
Instrument20240044149
Lender
NameALERUS FINANCIAL NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 29, 2025

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictTempe School District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,135 (+43.12%)$1,841,300 (+47.31%) Land $1,755,600 Building $85,700
2025$13,878.00 (+4.64%)
2024$195,739 (+7.49%)$1,249,927 (+8.95%) Land $1,166,500 Building $83,427
2023$13,262.00 (+2.4%)$182,099 Land $170,182 Building $11,917$1,147,200 Land $1,077,100 Building $70,100
2022$12,951.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1988)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		400 / 400
Verizon
Fixed Wireless		300 / 20
AirFiber WISP
Fixed Wireless		100 / 25

May also be available: AT&T, GeoLinks.

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