4640 Desert Willow Dr, Prosper, TX 75078 Property Records

Denton County property record for 4640 Desert Willow Dr, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,095 sqft · built 2016
Lot Size0.207 acres (9,008 sqft)
Owner2 Individual Names on File
Tax Bill$15,545 (2025)
Deeds & MortgagesNov 2021 Sale
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR649197

Property Details

APN / Parcel Number

Primary APNR649197
Alternative APNs
  • SB0014A-000000F-0000-0010-0000
  • SB0014A-000000F-0000-0010
  • 965006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories2 Stories
Building Area3,095 sqft Living Area
Gross Area3,744 sqft
1st Floor Area2,017 sqft
2nd Floor Area1,078 sqft
Bonus RoomBonus Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,008 sqft (0.207 acres)
Garage TypeAttached
Garage Area649 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4640 DESERT WILLOW DR
CityPROSPER
StateTX
Zip75078-0829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSONG RANCH PHASE 1A BLK F LOT 10
Legal SubdivisionWINDSONG RANCH PHASE 1A
Legal BlockF
Legal Lot Number10
JurisdictionDENTON TX
Township / Civil DivisionPILOT POINT-AUBREY
Census Block Group1
Census Block1002
Census Tract20128

Owner

4640 Desert Willow Dr is owned by two individuals who acquired it in November 2021.

Source: Denton County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4326 KINGSTON LN, CELINA, TX 75009-6454
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Warranty Deed, Transfer
Jun 4, 2020Deed of Trust, Mortgage
UNION HM MTG CORP
Jun 30, 2017Grant Deed, Subdivision Related Transfer
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2021
Deed SaleNov 29, 2021
Prior SaleJun 30, 2017 · Amount on File
Deed Document Number2021215925
Prior Transfer DateJun 26, 2017
Prior Transfer Doc0000078786
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENTON TX
Recording DateNov 29, 2021
Property Address4640 DESERT WILLOW DR, PROSPER, TX 75078-0829
Document Number0000215925
Map ReferenceFILE 2014-248
Instrument DateNov 22, 2021
Instrument2021-215925
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 KEMPTON LN, LADERA RANCH, CA 92694-0225
InvestorPossibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address4640 DESERT WILLOW DR, PROSPER, TX 75078-0829
Document Number0000078860
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4640 DESERT WILLOW DR PROSPER TX 750780829, PROSPER, TX 75078-0829

Mortgage

Document Number0000078860
DateJun 9, 2020
Instrument78860
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
AmountAmount on Record
Term360 Months
DueJun 8, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionDENTON TX
Recording DateJun 30, 2017
Property Address4640 DESERT WILLOW DR, PROSPER, TX 75078-0829
Document Number0000078786
Instrument DateJun 26, 2017
Instrument78786
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 24, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4640 DESERT WILLOW DR PROSPER TX 750780829, PROSPER, TX 75078-0829

Mortgage

Document Number78787
DateJun 30, 2017
Instrument78787
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
AmountAmount on Record
Term360 Months
DueJun 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4640 Desert Willow Dr was $15,545, up 8% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$734,000 (-10.05%) Land $207,658 Building $526,342$734,000 (-10.05%) Land $207,658 Building $526,342
2025$15,545.00 (+7.98%)$816,000 Land $216,192 Building $599,808$816,000 Land $216,192 Building $599,808
2024$14,396.00 (-9.52%)
2023$15,910.00 (+11.72%)$813,000 Land $203,684 Building $609,316$813,000 Land $203,684 Building $609,316
2022$14,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4640 Desert Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 Desert Willow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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