4640 Charles St, Montgomery, AL 36110 Property Records

Montgomery County property record for 4640 Charles St, Montgomery, AL 36110

Property Summary

Property Type	Single Family Home
Details	1 ba · 588 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$27 (2026)
Deeds & Mortgages	Apr 2021 Foreclosure Jul 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`04-07-26-4-002-008.000`

Property Details

APN / Parcel Number

Primary APN	`04-07-26-4-002-008.000`
Alternative APNs	`0304072604002008000` `201634`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	588 sqft Living Area
1st Floor Area	588 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Account Number	201634
Street Address	4640 CHARLES ST
City	MONTGOMERY
State	AL
Zip	36110-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Description	COM AT NW COR SE1/4 SEC 26 T17N R18E TH E 1080 TH S 195 TO POB TH S 40 TH W 265 TH N 40 TH E 265 TO POB 0407264002008000
Legal Range	18E
Legal Township	17N
Legal Section	26
Legal Subdivision	WARRENTON PLAT NO 3
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1039
Census Tract	5101

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4630 CHARLES ST, MONTGOMERY, AL 36110-3808
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Foreclosure Foreclosure Auction
Jul 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2019
Transfer Doc	0052550327
Record Updated	Oct 29, 2026

April 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 21, 2021
Property Address	4640 CHARLES ST, MONTGOMERY, AL 36110-3808
Document Number	0055820526
Book / Page	5582 / 526
Map Reference	MB 24 PG 62
Instrument Date	Apr 20, 2021
Transaction Type	Foreclosure
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6100 CHERRY HILL RD, MONTGOMERY, AL 36116-5028
Investor	Possibly a Property Investor

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 8, 2019
Property Address	4640 CHARLES ST, MONTGOMERY, AL 36110-3808
Document Number	0052550327
Book / Page	005255 / 000327
Instrument Date	Jul 2, 2019
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 WARETTI II DR MONTGOMERY AL 36109, MONTGOMERY, AL 36109

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27.00 (+3.85%)
2025	$26.00 (+13.04%)	$480 (+14.29%) Land $480	$2,400 (+14.29%) Land $2,400
2023	$23.00 (+35.29%)	$420 (+5%) Land $420	$2,100 (+5%) Land $2,100
2022	$17.00	$400 Land $400	$2,000 Land $2,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	4 (1990–2014)
Most Recent Claim	Apr 2014 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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