4640 Cabernet Way, Placerville, CA 95667 Property Records

El Dorado County property record for 4640 Cabernet Way, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	6 bd · 5 ba · 3,059 sqft · built 1985
Lot Size	16.6 acres (725,710 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Jun 2026)
Tax Bill	$7,450 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-250-021-000`

Property Details

APN / Parcel Number

Primary APN	`078-250-021-000`
Alternative APNs	`07825021100` `0782502110`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,059 sqft Living Area
1st Floor Area	3,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	725,710 sqft
Terrain	Wooded
View / Lot	Average
Parking Spaces	1 Parking Space
Patio Area	3,059 sqft

Location & Zoning

Street Address	4640 CABERNET WAY
City	PLACERVILLE
State	CA
Zip	95667-8410
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AE
Legal Description	PM 4/7/2
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	31404

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4640 CABERNET WAY, PLACERVILLE, CA 95667-8410
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Feb 24, 2010 · Amount on Record
Deed Document Number	202617898
Prior Transfer Date	Feb 5, 2010
Prior Transfer Doc	0000008282
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 2, 2026
Property Address	4640 CABERNET WAY, PLACERVILLE, CA 95667-8410
Document Number	0000017898
Instrument Date	May 28, 2026
Instrument	202617898
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4640 CABERNET WAY, PLACERVILLE, CA 95667-8410

Mortgage

Document Number	0000017899,
Date	Jun 2, 2026
Instrument	202617899

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$697,000 (-) Land $236,000 Building $461,000
2025	$7,450.00 (+0.5%)	$697,000 (-) Land $236,000 Building $461,000
2023	$7,413.00 (-0.72%)	$697,000 Land $236,000 Building $461,000
2022	$7,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless.

Nearby Properties on Cabernet Way

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