4640 Bridge Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 4640 Bridge Rd, Elba, NY 14058

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,410 sqft · built 1960
Lot Size5.7 acres (248,292 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Jan 2019)
Tax Bill$5,500 (2026)
Deeds & MortgagesJun 2021 Line of Credit
Jan 2019 Sale & Mortgage
APN183489 8.-1-84

Property Details

APN / Parcel Number

Primary APN183489 8.-1-84
Alternative APN
  • 34890080000001084000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,410 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Lot Area248,292 sqft (5.7 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address4640 BRIDGE RD
CityELBA
StateNY
Zip14058-9771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number84.000
JurisdictionGENESEE NY
Township / Civil DivisionELBA
Census Block Group1
Census Block1026
Census Tract950200

Owner

4640 Bridge Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4640 BRIDGE RD, ELBA, NY 14058-9771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jan 4, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
M & T BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2019 · Amount on File
Deed SaleJan 4, 2019 · Amount on File
Prior SaleJun 6, 2006 · Amount on File
Deed Document Number2019DE2019-9
Prior Transfer DateApr 25, 1996
Prior Transfer Doc0678000280
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE NY
Property Address4640 BRIDGE RD, ELBA, NY 14058-9771
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG20211164
DateJun 30, 2021
InstrumentMTG2021-1164
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE NY
Recording DateJan 4, 2019
Property Address4640 BRIDGE RD, ELBA, NY 14058-9771
Document Number000DE20199
Instrument DateJan 3, 2019
InstrumentDE2019-9
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 N MAIN ST, ELBA, NY 14058-7901

Mortgage

Document Number00MTG20199
DateJan 4, 2019
InstrumentMTG2019-9
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number000DE20199
DateJan 4, 2019
InstrumentDE2019-9
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4640 Bridge Rd was $5,500, down 1.3% from the year before.

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGenesee County
County SubdivisionElba Town
Unified School DistrictElba Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,500.00 (-1.31%)
2025$5,573.00$181,000 Land $36,000 Building $145,000$181,000 Land $36,000 Building $145,000
2023$173,000 Land $34,100 Building $138,900$173,000 Land $34,100 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4640 Bridge Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 Bridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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