4640 Bemus Ellery Rd, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 4640 Bemus Ellery Rd, Bemus Point, NY 14712

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,414 sqft · built 1978
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$103,400 (Nov 1999)
Tax Bill	$5,266 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2017 Mortgage
APN	`063689 316.00-2-8`

Property Details

APN / Parcel Number

Primary APN	`063689 316.00-2-8`
Alternative APN	`36893160000002008000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,414 sqft Living Area
1st Floor Area	994 sqft
Upper Floors Area	516 sqft
Basement Area	904 sqft
Finished Basement	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Stone
Lot Area	239,580 sqft (5.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	406 sqft
Patio Area	110 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4640 BEMUS ELLERY RD
City	BEMUS POINT
State	NY
Zip	14712-9417
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04 - FARM
Legal Description	OLD APN: 063689 14-1-16.2.2
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	2
Census Block	2052
Census Tract	36901

Owner

Source: Chautauqua County and Ellery Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4640 BEMUS ELLERY RD, BEMUS POINT, NY 14712-9417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTHWEST BANK
Oct 27, 2017	Deed of Trust, Mortgage NORTHWAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 1999 · Amount on Record
Deed Sale	Nov 5, 1999 · Amount on Record
Prior Sale	May 26, 1995 · Amount on Record
Deed Book / Page	2426 / 949
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	4640 BEMUS ELLERY RD, BEMUS POINT, NY 14712-9417
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022003908
Date	Sep 9, 2022
Instrument	MT2022003908

Lender

Name	NORTHWEST BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2027

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	4640 BEMUS ELLERY RD, BEMUS POINT, NY 14712-9417
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, MT2017004371
Date	Oct 27, 2017
Instrument	MT2017004371

Lender

Name	NORTHWAY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	111 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,266.00 (+0.63%) Homeowner's exemption
2025	$5,233.00	$170,000 (-) Land $23,100 Building $146,900	$274,200 (+12.42%) Land $37,259 Building $236,941
2023		$170,000 (-) Land $23,100 Building $146,900	$243,900 (+12.76%) Land $33,142 Building $210,758
2022	Homeowner's exemption	$170,000 Land $23,100 Building $146,900	$216,300 Land $29,391 Building $186,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: DFT Local Service.

Cell Coverage

4G LTE only, no 5G reported

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