Cheboygan County property record for 4640 Beacon Ln, Cheboygan, MI 49721 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1940 |
| Square Footage | 2,015 sqft Building Perimeter |
| Lot Size | 33,082 sqft (0.759 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,001.00 (2025) |
| Primary APN | 140-012-100-014-01 |
|---|
| Building Area | 2,015 sqft Building Perimeter |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 33,082 sqft (0.759 acres) |
| Street Address | 4640 BEACON LN |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9181 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR D-E-F: PT OF GOV LOT 5, SEC 12, T36N,R1W: BEG AT CEN 1/4 COR; TH N 3D 37M 40S E ALG N & S 1/4 LI 870.45FT; TH N 80D 16M |
| Legal Range | 01W |
| Legal Township | 005 |
| Legal Section | 12 |
| Legal Lot Number | 5 |
| Jurisdiction | CHEBOYGAN MI |
| Minor Civil Division | ALOHA |
| Census Blockgroup | 1 |
| Census Block | 1052 |
| Census Tract | 960401 |
Source: Cheboygan County records · APN 140-012-100-014-01
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Mar 08, 2018 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Dec 01, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
| Document Number | 0000001429/0000000588 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 0000001429/0000000588 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001355/0000000115 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 0000001355/0000000115 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
| Document Number | 0000001429/0000000588 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 0000001429/0000000588 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Dec 01, 2025 |
| Property Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
| Document Number | 001570/265 |
| Book / Page | 1570 / 265 |
| Instrument Date | Dec 01, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4640 BEACON LN, CHEBOYGAN, MI 49721-9181 |
Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,400 (+19.22%) | $756,800 (+19.22%) | |
| 2025 | $4,001.00 (+2.85%) Homeowner's exemption | $317,400 (+53.85%) | $634,800 (+53.85%) |
| 2024 | $3,890.00 (+7.46%) | ||
| 2023 | $206,300 | $412,600 | |
| 2022 | $3,620.00 |
4640 Beacon Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cheboygan County (26031C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 17th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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