4640 Bancroft St, San Diego, CA 92116 Property Records

San Diego County property record for 4640 Bancroft St, San Diego, CA 92116

Property Summary

Property Type	Multi-Family Dwellings
Details	11 bd · 8 ba · 5,169 sqft · built 1969
Lot Size	0.146 acres (6,369 sqft)
Owner	Company Name on Record
Last Sale	$2,300,000 (Aug 2019)
Tax Bill	$33,257 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`439-431-13-00`

Property Details

APN / Parcel Number

Primary APN	`439-431-13-00`

Interior

Bedrooms	11 Beds
Full Baths	8 Baths
Units	8 Units
Stories	2 Stories
Building Area	5,169 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Multi-Family
Lot Area	6,369 sqft (0.146 acres)

Location & Zoning

Street Address	4640 BANCROFT ST
City	SAN DIEGO
State	CA
Zip	92116-6314
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-1-2
Legal Description	BLK 37 LOT 25 TR 000985
Legal Subdivision	NORMAL HEIGHTS
Legal Tract	000985
Legal Block	37
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	1802

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2433 PENCE DR, EL CAJON, CA 92019-3551
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Loan Assumption JPMORGAN CHASE BANK NA
Oct 7, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS
Dec 22, 2021	Intrafamily Transfer, Transfer
Aug 13, 2019	Grant Deed, Transfer · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	2019341826
Prior Transfer Date	Dec 19, 1996
Prior Transfer Doc	0000637145
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4640 BANCROFT ST, SAN DIEGO, CA 92116-6314
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420208
Date	Nov 1, 2022
Instrument	2022-0420208

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	SAN DIEGO, CA 92116

Agreement

Type	Loan Assumption
Amount	Amount Recorded

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2022
Property Address	4640 BANCROFT ST, SAN DIEGO, CA 92116-6314
Document Number	0000392287
Map Reference	MAP 985
Instrument Date	Oct 6, 2022
Instrument	2022-0392287
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2021
Property Address	4640 BANCROFT ST, SAN DIEGO, CA 92116-6314
Document Number	0000860706
Map Reference	MAP 985
Instrument Date	Dec 20, 2021
Instrument	2021-0860706
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2433 PENCE DR, EL CAJON, CA 92019-3551

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2019
Property Address	4640 BANCROFT ST, SAN DIEGO, CA 92116-6314
Document Number	0000341826
Map Reference	MAP 985
Instrument Date	Jul 18, 2019
Instrument	2019-0341826
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 APLINE BLVD, ALPINE, CA 91901-2204

Mortgage

Document Number	0000341827
Date	Aug 13, 2019
Instrument	2019-0341827

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,706,078 (+2%) Land $1,731,890 Building $974,188
2025	$33,257.00 (+6.28%)	$2,653,019 (+4.04%) Land $1,697,932 Building $955,087
2023	$31,293.00 (+8.35%)	$2,550,000 Land $1,632,000 Building $918,000
2022	$28,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 941 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, Verizon.

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