4640 8th St, Caledonia, MI 49316 Property Records

Allegan County property record for 4640 8th St, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,224 sqft · built 2014
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Sep 2021)
Tax Bill	$10,564 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-005-002-50`

Property Details

APN / Parcel Number

Primary APN	`13-005-002-50`
Alternative APN	`03-13-005-002-50`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	108,464 sqft (2.49 acres)
Garage Area	1,028 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4640 8TH ST
City	CALEDONIA
State	MI
Zip	49316-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR TH N ON E SEC LIN 990.16' TO POB TH W 657.57' TH N 165.08' TH E 657.37' TH S 165.08' TO POB SEC 05 T4N R11W (2015).
Legal Range	11W
Legal Township	04N
Legal Section	05
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	1
Census Block	1009
Census Tract	30402

Owner

4640 8th St is owned and occupied by two individuals who bought it in September 2021.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4640 8TH ST, CALEDONIA, MI 49316-9202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage QUICKEN LOANS INC
Jul 15, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Apr 27, 2016 · Amount on File
Deed Book / Page	4674 / 261
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4640 8TH ST, CALEDONIA, MI 49316-9202
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004384/487
Date	Sep 24, 2019
Book Page	4384/487

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4640 8TH ST, CALEDONIA, MI 49316-9202
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004483/746
Date	Jul 15, 2020
Book Page	4483/746

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4640 8TH ST, CALEDONIA, MI 49316-9202
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004543/719
Date	Nov 30, 2020
Book Page	4543/719

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 22, 2021
Property Address	4640 8TH ST, CALEDONIA, MI 49316-9202
Document Number	004674/261
Book / Page	4674 / 261
Instrument Date	Sep 20, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,633.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4640 8TH ST, 4640, CALEDONIA, MI 49316-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 BRIDGEPORT LN SE # 55, 55, GRAND RAPIDS, MI 49508-8431

Mortgage

Document Number	0004674264
Date	Sep 22, 2021
Instrument	4674/264

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4640 8th St was $10,564 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,500 Land $23,800 Building $382,700	$813,000 Land $47,600 Building $765,400
2025	$10,564.00
2023		$339,700 Land $19,100 Building $320,600	$679,400 Land $38,200 Building $641,200
2022	$9,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4640 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4640 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Michwave Technologies, Spectrum.

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