4640 31st Ave S, Minneapolis, MN 55406 Property Records

Hennepin County property record for 4640 31st Ave S, Minneapolis, MN 55406

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,776 sqft · built 1925
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Sep 2010)
Tax Bill$8,965 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-028-24-11-0053

Property Details

APN / Parcel Number

Primary APN13-028-24-11-0053

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
Gross Area2,664 sqft
1st Floor Area576 sqft
Basement Area888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialMetal
Construction TypeWood
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions126 ft deep x 40 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4640 31ST AVE S
CityMINNEAPOLIS
StateMN
Zip55406-3811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 011 BLOCK 004 A THORPE BROS NOKOMIS TERRACE ADDN 40.00 X 126.00
Legal Range24
Legal Township028
Legal Section13
Legal Quarter11
Legal SubdivisionTHORPE BROS NOKOMIS TERRACE ADDN
Legal Block4
Legal Lot Number11
JurisdictionHENNEPIN MN
Township / Civil DivisionMINNEAPOLIS
Census Block Group2
Census Block2009
Census Tract111100

Owner

4640 31st Ave S is owned and occupied by two individuals who bought it in September 2010.

Source: Hennepin County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address4640 31ST AVE S, MINNEAPOLIS, MN 55406-3811
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 24, 2019Deed of Trust, Mortgage
CROSSCOUNTRY MTG
Apr 25, 2018Deed of Trust, Mortgage
CROSSCOUNTRY MTG
Sep 20, 2017Trustee's Deed, Construction Loan · Line of Credit
TRADITION CAP BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2010 · Amount on File
Deed SaleSep 29, 2010 · Amount on File
Prior SaleOct 1, 2002 · Amount on File
Deed Document Number201024203
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4640 31ST AVE S, MINNEAPOLIS, MN 55406-3811
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A11008919
DateAug 30, 2021
InstrumentA11008919
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4640 31ST AVE S, MINNEAPOLIS, MN 55406-3811
Document Number0010708143
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4640 31ST AVE S MINNEAPOLIS MN 554063811, MINNEAPOLIS, MN 55406-3811

Mortgage

Document Number0010708143
DateOct 1, 2019
Instrument10708143
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
AmountAmount on Record
Term360 Months
DueSep 30, 2049

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4640 31ST AVE S, MINNEAPOLIS, MN 55406-3811
Document Number0010549599
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedMay 9, 2018
Title CompanyCUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4640 31ST AVE S MINNEAPOLIS MN 554063811, MINNEAPOLIS, MN 55406-3811

Mortgage

Document Number0010549599
DateMay 1, 2018
Instrument10549599
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
AmountAmount on Record
Term360 Months
DueApr 30, 2048

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHENNEPIN MN
Recording DateSep 20, 2017
Property Address4640 31ST AVE S, MINNEAPOLIS, MN 55406-3811
Instrument DateSep 15, 2017
Instrument10482496
Transaction TypeConstruction Loan
Record UpdatedOct 13, 2017
Title CompanyCUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4640 31ST AVE S MINNEAPOLIS MN 554063811, MINNEAPOLIS, MN 55406-3811

Mortgage

Document Number0010482496
DateSep 20, 2017
Instrument10482496
Lender
NameTRADITION CAP BK
TypeBank
AddressEDINA, MN 55435
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 19, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4640 31st Ave S was $8,965.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityMinneapolis City
Unified School DistrictMinneapolis Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,965.00$566,300 Land $185,000 Building $381,300$566,300 Land $185,000 Building $381,300
2023$6,634.00 Homeowner's exemption
2022$504,000 Land $146,000 Building $358,000$504,000 Land $146,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4640 31st Ave S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1987–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 1997 · Severe Storms, Tornadoes, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4640 31st Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMinneapolis
serves 425,300 people · EPA ID MN1270024
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on 31st Ave S

Nearby Streets

Search Property Records by Address or Parcel Number