Pontotoc County property record for 464 Winding Way, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,448 sqft · built 1998 |
| Lot Size | 27.7 acres (1,206,612 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,984 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-04-000-002.05 |
| Primary APN | 162-04-000-002.05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,448 sqft Living Area |
| 2nd Floor Area | 1,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Overhead Door | Overhead Door |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,206,612 sqft (27.7 acres) |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 16409 |
|---|---|
| Street Address | 464 WINDING WAY |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27.70 AC NW1/4 DB 709-278 9/25/98 20066813 12/27/06 20094414 11/4/09 2224900 11/30/22 662 213 5209 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 950400 |
464 Winding Way is owned and occupied by an individual.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 464 WINDING WAY, PONTOTOC, MS 38863-7999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 464 WINDING WAY, PONTOTOC, MS 38863-7999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 464 WINDING WAY, PONTOTOC, MS 38863-7999 |
| Document Number | 2018002774 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018002774 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 464 Winding Way was $2,984 with exemptions applied.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,984.00 Homeowner's exemption Senior Citizen's exemption | $23,343 | $213,675 Land $14,833 Building $198,842 |
| 2023 | $2,381.00 Homeowner's exemption Senior Citizen's exemption | $18,625 | $181,192 Land $14,933 Building $166,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 464 Winding Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 464 Winding Way is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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