464 Water Rd, Ocala, FL 34472 Property Records

Marion County property record for 464 Water Rd, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,560 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2020)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9047-1528-14`

Property Details

APN / Parcel Number

Primary APN	`9047-1528-14`
Alternative APNs	`1494346000` `1494346`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 82 ft wide
Garage Area	240 sqft
Porch	Screened Porch
Porch Area	236 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	464 WATER RD
City	OCALA
State	FL
Zip	34472-8298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 339 SILVER SPRINGS SHORES UNIT 47 BLK 1528 LOT 14
Legal Range	23E
Legal Township	16S
Legal Section	16
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	1528
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1034
Census Tract	1204

Owner

464 Water Rd is owned and occupied by an individual who bought it in September 2020.

Source: Marion County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	464 WATER RD, OCALA, FL 34472-8298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	May 20, 2010 · Amount on File
Deed Document Number	202094651
Deed Book / Page	7266 / 409
Prior Transfer Date	May 19, 2010
Prior Transfer Doc	0053720268
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	May 21, 2026
Property Address	464 WATER RD, OCALA, FL 34472-8298
Document Number	0000065718
Book / Page	8915 / 400
Instrument Date	May 14, 2026
Instrument	202665718
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 WATER RD, OCALA, FL 34472-8298

Mortgage

Document Number	0000065718,
Date	May 21, 2026
Book Page	8915/400
Instrument	202665718

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 10, 2020
Property Address	464 WATER RD, OCALA, FL 34472-8298
Document Number	0072660409
Book / Page	7266 / 409
Map Reference	MB J PG 339-341
Instrument Date	Sep 8, 2020
Instrument	2020094651
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ALL AMER LAND TTL INS AGCY L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2808 NE 24TH CT, 2808, OCALA, FL 34470-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 WATER RD, OCALA, FL 34472-8298

Mortgage

Document Number	0007266410
Date	Sep 10, 2020
Instrument	7266/410

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 464 Water Rd was $3,085 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,085.00 Homeowner's exemption	$179,278 Land $27,000 Building $152,278	$179,278 Land $27,000 Building $152,278
2023	$3,076.00 (+4.63%) Homeowner's exemption	$186,802 (+26.3%) Land $19,000 Building $167,802	$186,802 (+26.3%) Land $19,000 Building $167,802
2022	$2,940.00	$147,905 Land $14,000 Building $133,905	$147,905 Land $14,000 Building $133,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Water Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Water Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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