464 Wallace Dr, Charleston, SC 29412 Property Records

Charleston County property record for 464 Wallace Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,424 sqft · built 1963
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$335,550 (Jan 2016)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454-12-00-045`

Property Details

APN / Parcel Number

Primary APN	`454-12-00-045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,424 sqft Living Area
1st Floor Area	1,776 sqft
Upper Floors Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Tri-Level
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	196 ft deep x 95 ft wide

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	77 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	464 WALLACE DR
City	CHARLESTON
State	SC
Zip	29412-9151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -FT JOHNSON ESTATES DESCRIPTION -LT 9 BLK F
Legal Subdivision	FT JOHNSON ESTATES
Legal Block	F
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1037
Census Tract	2005

Owner

464 Wallace Dr is owned and occupied by two individuals who bought it in January 2016.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464 WALLACE DR, CHARLESTON, SC 29412-9151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit REV FCU
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE TR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2016 · Amount on File
Deed Sale	Jan 6, 2016 · Amount on File
Prior Sale	Nov 1, 1999 · Amount on File
Deed Book / Page	527 / 531
Prior Transfer Date	Dec 18, 2014
Prior Transfer Doc	0449/0249
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	464 WALLACE DR, CHARLESTON, SC 29412-9151
Document Number	0922/0873
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 WALLACE DR CHARLESTON SC 294129151, CHARLESTON, SC 29412-9151

Mortgage

Document Number	0922/0873
Date	Oct 7, 2020
Book Page	000922/000873

Lender

Name	REV FCU
Address	PO BOX 118000, NORTH CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 6, 2040

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	464 WALLACE DR, CHARLESTON, SC 29412-9151
Document Number	0900/0212
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 WALLACE DR CHARLESTON SC 294129151, CHARLESTON, SC 29412-9151

Mortgage

Document Number	0900/0212
Date	Jul 28, 2020
Book Page	000900/000212

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 27, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 464 Wallace Dr was $2,207, up 20.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (+20.27%)	$443,699 (+2,775.56%) Land $132,548 Building $311,151	$638,300 Land $225,000 Building $413,300
2024	$1,835.00	$15,430
2022	$1,672.00	$15,430	$433,359 Land $129,459 Building $303,900
2020			$433,359 Land $129,459 Building $303,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 464 Wallace Dr in Zone X, an area of minimal flood risk, though there have been 87 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	87 (1979–2023)
Claims Outside the SFHA	15 of 87
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 11 claims Hurricane Hugo, Sep 1989 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Wallace Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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