Effingham County property record for 464 Waldhour Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,626 sqft · built 1977 |
| Lot Size | 16 acres (696,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (May 2011) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04600-027-000 |
| Primary APN | 04600-027-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,626 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 696,960 sqft (16 acres) |
| Garage Area | 1,296 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
| Porch | Slab |
| Porch Area | 911 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18382 |
|---|---|
| Street Address | 464 WALDHOUR RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 16.00 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30303 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 464 WALDHOUR RD, RINCON, GA 31326-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2011 · Amount on Record |
| Deed Sale | May 5, 2011 · Amount on Record |
| Prior Sale | Jun 14, 2010 · Amount on Record |
| Deed Document Number | 2011815 |
| Deed Book / Page | 2013 / 292 |
| Prior Transfer Date | Apr 6, 2010 |
| Prior Transfer Doc | 001943/065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 464 WALDHOUR RD, RINCON, GA 31326-3752 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002428/660 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 2428/660 |
| Instrument | 008516 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 464 WALDHOUR RD, RINCON, GA 31326-3752 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 464 WALDHOUR RD, RINCON, GA 31326-3752 |
| Document Number | 0000002680/0000000354 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 0000002680/0000000354 |
| Instrument | 004469 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,349 (+20.3%) Land $97,538 Building $117,811 | $538,373 (+20.3%) Land $243,845 Building $294,528 | |
| 2025 | $4,511.00 (+1.6%) Homeowner's exemption | $179,009 (+12.21%) Land $68,009 Building $111,000 | $447,522 (+12.21%) Land $170,022 Building $277,500 |
| 2024 | $4,440.00 (+15.32%) Homeowner's exemption | $159,537 (+25.77%) Land $59,138 Building $100,399 | $398,843 (+25.77%) Land $147,845 Building $250,998 |
| 2022 | $3,850.00 Homeowner's exemption | $126,852 Land $59,138 Building $67,714 | $317,129 Land $147,845 Building $169,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
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