Warren County property record for 464 Upper Ridge Ct, Bowling Green, KY 42104
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Sep 2020) |
| Tax Bill | $2,189 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Mar 2020 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042A-05-078 |
| Primary APN | 042A-05-078 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,405 sqft (0.169 acres) |
|---|
| Account Number | L3633002 |
|---|---|
| Street Address | 464 UPPER RIDGE CT |
| City | BOWLING GREEN |
| State | KY |
| Zip | 42104-6545 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT:78 SUBD:SCOTTISH MANOR |
| Legal Subdivision | SCOTTISH MANOR |
| Legal Lot Number | 78 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10802 |
Source: Warren County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 464 UPPER RIDGE CT, BOWLING GREEN, KY 42104-6545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Mar 18, 2020 | Commissioner's Deed, Foreclosure · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Jan 25, 2019 | Deed, Construction Loan · Construction Mortgage MONTICELLO BANKING CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Document Number | 1155300 |
| Deed Book / Page | D1213 / 715 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Sep 17, 2020 |
| Property Address | 464 UPPER RIDGE CT, BOWLING GREEN, KY 42104-6545 |
| Document Number | 0D1213/715 |
| Book / Page | D1213 / 715 |
| Map Reference | MB 42 PG 498 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 1155300 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 390 CEDAR HILL RD, 390, BOWLING GREEN, KY 42103-9085 |
| Name | Verified Name |
|---|---|
| Address | 464 UPPER RIDGE CT, BOWLING GREEN, KY 42104-6545 |
| Document Number | 0001155301 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 1155301 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Mar 18, 2020 |
| Property Address | 464 UPPER RIDGE CT, BOWLING GREEN, KY 42104-6545 |
| Document Number | 0D1202/880 |
| Book / Page | D1202 / 880 |
| Map Reference | MB 42 PG 498 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 1134512 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 SAINT PAUL AVE, BOWLING GREEN, KY 42101-6586 |
| Investor | Possibly a Property Investor |
| Document Number | 0001134514 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 1134514 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 18, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Jan 25, 2019 |
| Property Address | 464 UPPER RIDGE CT, BOWLING GREEN, KY 42104-6545 |
| Document Number | 0D1178/301 |
| Book / Page | D1178 / 301 |
| Map Reference | MB 42 PG 498 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 988388 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 CROSSING BLVD, 420, BOWLING GREEN, KY 42103 |
| Name | Verified Name |
|---|---|
| Address | 420 FORDES CROSSING DR, BOWLING GREEN, KY 42103-8048 |
| Document Number | 0000988390 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 988390 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 25, 2019 |
Source: Warren County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,189.00 (+2.82%) | $253,900 (+4.7%) | $253,900 (+4.7%) |
| 2023 | $2,129.00 | $242,500 | $242,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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