Onslow County property record for 464 Topsail Rd, Sneads Ferry, NC 28460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 972 sqft · built 1979 |
| Lot Size | 0.174 acres (7,562 sqft) |
| Owner | Company Name on Record |
| Last Sale | $575,000 (Jan 2026) |
| Tax Bill | $4,943 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Construction Loan |
| Flood Zone | Zone VE (high risk) |
| APN | 812-2 |
| Primary APN | 812-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,562 sqft (0.174 acres) |
| Lot Dimensions | 70 ft deep x 108 ft wide |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490028250 |
|---|---|
| Street Address | 464 TOPSAIL RD |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L13 & L14 SEAHAVEN BEACH |
| Legal Subdivision | SEAHAVEN BEACH MAP 2 |
| Legal Lot Number | 13 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 403 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1706 BUFORD RD, NORTH CHESTERFIELD, VA 23235-4270 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Dec 21, 1992 · Amount on Record |
| Deed Book / Page | 6510 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 15, 2026 |
| Property Address | 464 TOPSAIL RD, SNEADS FERRY, NC 28460 |
| Document Number | 0065100346 |
| Book / Page | 6510 / 346 |
| Map Reference | MB 3 PG 38 |
| Instrument Date | Oct 15, 2025 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1545 W GREENLEAF ST, ALLENTOWN, PA 18102-1216 |
| Name | Verified Name |
|---|---|
| Address | 1706 BUFORD RD, NORTH CHESTERFIELD, VA 23235-4270 |
| Document Number | 0006510349 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 6510/349 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | North Topsail Beach Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,943.00 (-51.78%) | $705,541 (+54.85%) Land $487,500 Building $218,041 | $705,541 (+54.85%) Land $487,500 Building $218,041 |
| 2025 | $10,251.00 (+107.38%) | $455,642 (-) Land $300,000 Building $155,642 | $455,642 (-) Land $300,000 Building $155,642 |
| 2023 | $4,943.00 | $455,642 Land $300,000 Building $155,642 | $455,642 Land $300,000 Building $155,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,239 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,682 units insured incl. 443 condo units |
| Nearby Flood Claims | 2,537 (1983–2025) |
| Claims Outside the SFHA | 21 of 2,537 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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