464 Tocoa Rd, Helena, AL 35080 Property Records

Shelby County property record for 464 Tocoa Rd, Helena, AL 35080

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,292 sqft · built 2000
Lot Size	0.191 acres (8,345 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,025 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`135212000001047`

Property Details

APN / Parcel Number

Primary APN	`135212000001047`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,292 sqft Heated Area
1st Floor Area	1,292 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,345 sqft (0.191 acres)
Lot Dimensions	104 ft deep x 80 ft wide
Porch	Slab
Deck Area	182 sqft
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	464 TOCOA RD
City	HELENA
State	AL
Zip	35080-7133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 20S 03W NBRHD: 06 ST CHARLES R-2
Legal Range	03W
Legal Township	20S
Legal Section	21
Legal Subdivision	TOCOA PARC PHASE 2
Legal Lot Number	14
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	4
Census Block	4005
Census Tract	30336

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	464 TOCOA RD, HELENA, AL 35080-7133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 16, 2026	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 2, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage CHRISTENSEN FINANCIAL INC
Jun 12, 2018	Warranty Deed, Transfer NEWINS PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2026
Deed Sale	Feb 16, 2026
Prior Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	202642860
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	464 TOCOA RD, HELENA, AL 35080-7133
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 TOCOA RD, HELENA, AL 35080-7133

Mortgage

Document Number	0000238690
Date	Aug 8, 2023
Instrument	20230808000238690

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 16, 2026
Property Address	464 TOCOA RD, HELENA, AL 35080-7133
Document Number	0000042860
Map Reference	MB 25 PG 79
Instrument Date	Feb 13, 2026
Instrument	20260216000042860
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464 TOCOA RD, HELENA, AL 35080-7133

Mortgage

Document Number	0000042870
Date	Feb 16, 2026
Instrument	20260216000042870

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2054

Interest

Change Frequency	5 Years

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 4, 2023
Property Address	464 TOCOA RD, HELENA, AL 35080-7133
Document Number	0000296720
Map Reference	MB 25 PG 79
Instrument Date	Sep 21, 2023
Instrument	20231004000296720
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3447 BRANDON HALL WAY, MARIETTA, GA 30062-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 TOCOA RD, HELENA, AL 35080-7133

Mortgage

Document Number	0000296730
Date	Oct 4, 2023
Instrument	20231004000296730

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	464 TOCOA RD, HELENA, AL 35080-7133
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000354920
Date	Sep 30, 2019
Instrument	20190930000354920

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	464 TOCOA RD, HELENA, AL 35080-7133
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595410
Date	Dec 29, 2020
Instrument	20201229000595410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jan 2, 2019
Property Address	464 TOCOA RD, HELENA, AL 35080-7133
Document Number	0000000510
Map Reference	MB 25 PG 79
Instrument Date	Dec 28, 2018
Instrument	20190102000000510
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1970 CHANDALAR OFFICE PARK12, 1970, PELHAM, AL 35124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 TOCOA RD, HELENA, AL 35080-7133

Mortgage

Document Number	0000000520
Date	Jan 2, 2019
Instrument	20190102000000520

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 12, 2018
Property Address	464 TOCOA RD, HELENA, AL 35080-7133
Document Number	0000207450
Instrument Date	Jun 5, 2018
Instrument	207450
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35903 HWY 31 S PELHAM AL 35124, PELHAM, AL 35124

Mortgage

Document Number	207460
Date	Jun 12, 2018
Instrument	207460

Lender

Name	NEWINS PROPERTIES LLC
Address	429 GREEN SPRINGS HWY # 161-36, BIRMINGHAM, AL 35209-4935

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Helena City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,025.00 (-1.91%) Homeowner's exemption
2025	$1,045.00 (+0.19%)	$21,340 (+0.19%)	$213,300 (+0.19%) Land $55,000 Building $158,300
2024	$1,043.00 Homeowner's exemption	$21,300 (+11.29%)	$212,900 (+11.29%) Land $55,000 Building $157,900
2023		$19,140 (+13.39%)	$191,300 (+13.4%) Land $55,000 Building $136,300
2022		$16,880	$168,700 Land $50,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HELENA, THE UB OF THE serves 21,300 people · EPA ID AL0001157
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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