464 Sunderland Rd, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 464 Sunderland Rd, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 822 sqft · built 1926
Lot Size	0.265 acres (11,564 sqft)
Owner	Individual Name on Record
Last Sale	$115,500 (Mar 2017)
Tax Bill	$3,857 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-019-00204`

Property Details

APN / Parcel Number

Primary APN	`41-019-00204`
Alternative APN	`WORC M:41 B:019 L:00204`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	822 sqft Living Area
Gross Area	1,937 sqft
1st Floor Area	569 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,564 sqft (0.265 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	41-019-00204
Street Address	464 SUNDERLAND RD
City	WORCESTER
State	MA
Zip	01604-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	19
Legal Lot Number	204
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1012
Census Tract	732801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	464 SUNDERLAND RD, WORCESTER, MA 01604-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Mar 30, 2017	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Aug 5, 2016 · Amount on Record
Deed Document Number	201731915
Deed Book / Page	56915 / 56
Transfer Doc	0056915-56
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Aug 25, 2026
Property Address	464 SUNDERLAND RD, WORCESTER, MA 01604-1344
Document Number	0000073674
Book / Page	74073 / 124
Instrument Date	Aug 12, 2026
Instrument	202673674
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 SUNDERLAND RD, WORCESTER, MA 01604-1344

Mortgage

Document Number	0000073674,
Date	Aug 25, 2026
Book Page	74073/124
Instrument	202673674

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	464 SUNDERLAND RD, WORCESTER, MA 01604-1344
Document Number	62404-381
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 SUNDERLAND RD WORCESTER MA 016041344, WORCESTER, MA 01604-1344

Mortgage

Document Number	62404-381
Date	May 15, 2020
Book Page	062404/000381
Instrument	49776

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2045

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	464 SUNDERLAND RD, WORCESTER, MA 01604-1344
Document Number	61622-167
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 SUNDERLAND RD WORCESTER MA 016041344, WORCESTER, MA 01604-1344

Mortgage

Document Number	61622-167
Date	Dec 19, 2019
Book Page	061622/000167
Instrument	138427

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 30, 2017
Property Address	464 SUNDERLAND RD, WORCESTER, MA 01604-1344
Document Number	56915-56
Book / Page	56915 / 56
Instrument	31915
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569150060
Date	Mar 30, 2017
Instrument	56915/0060

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,857.00 (+3.4%)	$290,400 (+2.69%) Land $124,700 Building $165,700	$323,325 (-16.62%)
2025	$3,730.00 (+8.15%)	$282,800 (+17.59%) Land $118,800 Building $164,000	$387,790 (+84.71%)
2024			$209,950
2023	$3,449.00	$240,500 Land $103,300 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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