464 Silver St, Union, NH 03887 Property Records

Strafford County and Middleton Town property record for 464 Silver St, Union, NH 03887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1987
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2022)
Tax Bill	$5,522 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MDDN M:00001 L:000003 S:000000`

Property Details

APN / Parcel Number

Primary APN	`MDDN M:00001 L:000003 S:000000`
Alternative APN	`M:00001 B:000003 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,742 sqft Living Area
Gross Area	3,312 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	213,444 sqft (4.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	464 SILVER ST
City	UNION
State	NH
Zip	03887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Lot Number	3
Jurisdiction	MIDDLETON TOWN NH
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1038
Census Tract	88500

Owner

464 Silver St is owned and occupied by two individuals who bought it in May 2022.

Source: Strafford County and Middleton Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464 SILVER ST, UNION, NH 03887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
May 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Jul 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 20, 2017	Deed of Trust, Mortgage · FHA Mortgage WATSON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Oct 23, 2017 · Amount on File
Deed Document Number	20227823
Deed Book / Page	5034 / 628
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON TOWN NH
Property Address	464 SILVER ST, UNION, NH 03887
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004940-427
Date	Aug 10, 2021
Book Page	4940/427
Instrument	210016151

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETON TOWN NH
Recording Date	May 20, 2022
Property Address	464 SILVER ST, UNION, NH 03887
Document Number	005034-628
Book / Page	5034 / 628
Instrument Date	May 20, 2022
Instrument	220007823
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	770 CENTRAL AVE APT 12, 12, DOVER, NH 03820-3437

Mortgage

Document Number	0220007824
Date	May 20, 2022
Instrument	220007824

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON TOWN NH
Property Address	464 SILVER ST, UNION, NH 03887
Document Number	0047880222
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 SILVER ST FARMINGTON NH 038356322, FARMINGTON, NH 03835-6322

Mortgage

Document Number	0047880222
Date	Jul 30, 2020
Book Page	004788/000222
Instrument	12057

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 29, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON TOWN NH
Property Address	464 SILVER ST, UNION, NH 03887
Document Number	0045210452
Book / Page	004521 / 000452
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 SILVER ST MIDDLETON NH 03887, MIDDLETON, NH 03887

Mortgage

Document Number	0045210452
Date	Oct 23, 2017
Book Page	004521/000452
Instrument	15656

Lender

Name	WATSON MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 464 Silver St was $5,522, up 1.6% from the year before.

Source: Strafford County and Middleton Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Middleton Town
Unified School District	Middleton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,522.00 (+1.62%)	$349,700 (-) Land $144,200 Building $205,500
2024	$5,434.00 (+3.33%)	$349,700 (-) Land $144,200 Building $205,500	$423,035
2023	$5,259.00 (+8.32%)	$349,700 (+87.91%) Land $144,200 Building $205,500
2022	$4,855.00	$186,100 Land $61,800 Building $124,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Silver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Silver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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