464 SE 3rd St, Melrose, FL 32666 Property Records

Bradford County property record for 464 SE 3rd St, Melrose, FL 32666

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,480 sqft · built 1970
Lot Size	0.297 acres (12,920 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2018)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06230-B-01200`

Property Details

APN / Parcel Number

Primary APN	`06230-B-01200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,480 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	2,480 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,920 sqft (0.297 acres)
Lot Dimensions	152 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Boat Access	Boat Access
Boat House	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	464 SE 3RD ST
City	MELROSE
State	FL
Zip	32666-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 9S 22 LOT 12 OF SEMINOLE RIDGE UNIT 2 OF UN-REC.PLAT. ALSO DESC AS COM AT THE SE COR OF SEC 12, N062243E 814.56, S8955W 1016.08 TO WLY R/W OF SEMINOLE RIDGE RD, N144700E 520.63, N052246E 342.16, N833201W 229.25 FOR POB. N833201W 117.95, THEN
Legal Range	22E
Legal Township	09S
Legal Section	12
Legal Subdivision	SEMINOLE RIDGE UNIT 2
Legal Lot Number	12
Legal Unit	2
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	4
Census Block	4008
Census Tract	301

Owner

Source: Bradford County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	464 SE 3RD ST, MELROSE, FL 32666-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Dec 19, 2007 · Amount on Record
Deed Document Number	20184009869
Deed Book / Page	1763 / 151
Prior Transfer Date	Jul 29, 2015
Prior Transfer Doc	1589/092
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Nov 5, 2018
Property Address	464 SE 3RD ST, MELROSE, FL 32666-5431
Document Number	0004009869
Book / Page	001763 / 000151
Instrument Date	May 18, 2018
Instrument	4009869
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	464 SE 3RD ST MELROSE FL 326665431, MELROSE, FL 32666-5431

Mortgage

Document Number	4009870
Date	Nov 5, 2018
Book Page	001763/000153
Instrument	4009870

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00 (+8.72%) Homeowner's exemption	$227,180 (+2.9%)	$287,668 (+4.21%) Land $51,000 Building $236,668
2024	$2,935.00 (+3.05%) Homeowner's exemption	$220,777 (+3%)	$276,036 (+3.19%) Land $46,750 Building $229,286
2023	$2,848.00 (+4.71%) Homeowner's exemption	$214,347 (+3%)	$267,497 (+14.41%) Land $46,750 Building $220,747
2022	$2,720.00 Homeowner's exemption	$208,104	$233,815 Land $46,750 Building $187,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	9 (2017–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WTP private · serves 1,300 people · EPA ID FL2544255
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20