Middlesex County and Winchester Town property record for 464 S Border Rd, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,224 sqft · built 1980 |
| Lot Size | 0.533 acres (23,235 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $880,000 (Jun 2012) |
| Tax Bill | $19,145 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:005 B:0299 L:0 |
| Primary APN | WINC M:005 B:0299 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,224 sqft Living Area |
| Gross Area | 5,590 sqft |
| Basement Area | 1,920 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,235 sqft (0.533 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 464 S BORDER RD |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Subdivision | PLAN 8101W |
| Legal Block | 299 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 338500 |
464 S Border Rd is owner-occupied and held in a trust since May 2022.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 464 S BORDER RD, WINCHESTER, MA 01890-3138 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK |
| Mar 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| May 17, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2012 · Amount on File |
| Deed Sale | Jun 1, 2012 · Amount on File |
| Prior Sale | Dec 1, 2009 · Amount on File |
| Deed Book / Page | 1417 / 3 |
| Last Transfer Date | May 9, 2022 |
| Transfer Doc | 0001913988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 464 S BORDER RD, WINCHESTER, MA 01890-3138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001919397 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 1919397 |
| Name | BROOKLINE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 464 S BORDER RD, WINCHESTER, MA 01890-3138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001872487 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 1872487 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | May 17, 2022 |
| Property Address | 464 S BORDER RD, WINCHESTER, MA 01890-3138 |
| Document Number | 0001913988 |
| Instrument Date | May 9, 2022 |
| Instrument | 1913988 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 464 S BORDER RD, WINCHESTER, MA 01890-3138 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 464 S BORDER RD, WINCHESTER, MA 01890-3138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1872487 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 1872487 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 464 S Border Rd was $19,145, up 10,536.1% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,145.00 (+10,536.11%) | $1,727,900 (+5.88%) Land $1,042,000 Building $685,900 | $1,705,299 (+6.31%) |
| 2025 | $180.00 (-99%) | $1,632,000 (+2.23%) Land $1,002,000 Building $630,000 | $1,604,075 |
| 2024 | $18,087.00 | $1,596,400 Land $1,002,000 Building $594,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 464 S Border Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2001–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 464 S Border Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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