Cortland County and Harford Town property record for 464 Rte 38, Harford, NY 13784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1890 |
| Owner | Individual Name on File |
| Tax Bill | $1,879 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 112800 162.00-01-07.000 |
| Primary APN | 112800 162.00-01-07.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Upper Floors Area | 425 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Dimensions | 90 ft deep x 145 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 464 ROUTE 38 |
|---|---|
| City | HARFORD |
| State | NY |
| Zip | 13784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HARFORD |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 971200 |
Source: Cortland County and Harford Town records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 464 ROUTE 38, DRYDEN, NY 13053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2002 |
| Transfer Doc | 2002007218 |
| Record Updated | Oct 29, 2026 |
Source: Cortland County and Harford Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Harford Town |
| Unified School District | Dryden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,879.00 (-2.08%) | $61,000 (-) Land $9,800 Building $51,200 | $80,263 (+18.42%) Land $12,895 Building $67,368 |
| 2023 | $1,919.00 Homeowner's exemption | $61,000 Land $9,800 Building $51,200 | $67,778 Land $10,889 Building $56,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2011–2017) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber · Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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