464 N Westwind Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 464 N Westwind Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,956 sqft · built 2004
Lot Size	0.418 acres (18,200 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 1992)
Tax Bill	$5,740 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-104-08-00`

Property Details

APN / Parcel Number

Primary APN	`486-104-08-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,956 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	18,200 sqft (0.418 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	464 N WESTWIND DR
City	EL CAJON
State	CA
Zip	92020-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 14 TR 002379
Legal Subdivision	ROLLING HILLS
Legal Tract	002379
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	464 N WESTWIND DR, EL CAJON, CA 92020-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 1992 · Amount on Record
Deed Sale	May 26, 1992 · Amount on Record
Deed Document Number	1992319224
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	464 N WESTWIND DR, EL CAJON, CA 92020-2839
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295825
Date	Jun 9, 2020
Instrument	2020-0295825

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	464 N WESTWIND DR, EL CAJON, CA 92020-2839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506062
Date	Oct 31, 2017
Instrument	2017-0506062

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	EL CAJON, CA 92020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 25, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	464 N WESTWIND DR, EL CAJON, CA 92020-2839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295824
Date	Jun 9, 2020
Instrument	2020-0295824

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,861 (+2%) Land $111,018 Building $329,843
2025	$5,740.00 (+9.33%) Homeowner's exemption	$432,218 (+4.04%) Land $108,842 Building $323,376
2023	$5,250.00 (+1.18%) Homeowner's exemption	$415,436 Land $104,616 Building $310,820
2022	$5,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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