Pembina County property record for 464 Main Ave, Neche, ND 58265
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.243 acres (10,583 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,703 (2025) |
| Deeds & Mortgages | Nov 2008 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 32-1810000 |
| Primary APN | 32-1810000 |
|---|
| Lot Area | 10,583 sqft (0.243 acres) |
|---|
| Street Address | 464 MAIN AVE |
|---|---|
| City | NECHE |
| State | ND |
| Zip | 58265-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6-8, BLK. 39, O T CITY OF NECHE |
| Legal Subdivision | CITY OF NECHE |
| Legal Block | 39 |
| Legal Lot Number | 6-8 |
| Jurisdiction | PEMBINA ND |
| Township / Civil Division | NECHE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 950100 |
Source: Pembina County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 464 MAIN AVE, NECHE, ND 58265-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBINA ND |
| Property Address | 464 MAIN AVE, NECHE, ND 58265-4007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000236231 |
|---|---|
| Date | Nov 13, 2008 |
| Instrument | 236231 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | CAVALIER, ND 58220 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 12, 2048 |
| Rate | 4.87% |
|---|
Source: Pembina County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Pembina County |
| Municipality | Neche City |
| Unified School District | North Border School District 100 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,703.00 (+29.64%) | $106,799 (+23.92%) Land $1,202 Building $105,597 | $213,598 (+23.92%) Land $2,404 Building $211,194 |
| 2023 | $2,085.00 | $86,186 Land $1,156 Building $85,030 | $172,373 Land $2,313 Building $170,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 30 (1978–2022) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Apr 2022 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 93% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NECHE serves 371 people · EPA ID ND3400720 |
|---|---|
| Water Source | Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH |
| Last State Inspection | Jun 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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