464 Jay Moss Ln, Talking Rock, GA 30175 Property Records

Pickens County property record for 464 Jay Moss Ln, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,384 sqft · built 1996
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2020)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-020`

Property Details

APN / Parcel Number

Primary APN	`019-020`
Alternative APN	`13122`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,384 sqft Heated Area
1st Floor Area	1,384 sqft
Basement Area	692 sqft
Finished Basement	692 sqft
Unfinished Basement	1,384 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	99,752 sqft (2.29 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Patio
Porch Area	180 sqft
Deck Area	120 sqft
Canopy	360 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13122
Street Address	464 JAY MOSS LN
City	TALKING ROCK
State	GA
Zip	30175-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL61 2.29AC LTS PT 12,13 HOUSE
Legal Lot Number	PT
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	2
Census Block	2024
Census Tract	50300

Owner

464 Jay Moss Ln is owned and occupied by an individual who bought it in May 2020.

Source: Pickens County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	464 JAY MOSS LN, TALKING ROCK, GA 30175-2604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF PICKENS COUNTY
May 29, 2020	Warranty Deed, Transfer
Jun 1, 2020	Grant Deed, Transfer HOMESTAR FIN'L
Jun 16, 2017	Deed of Trust, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	2020951
Deed Book / Page	1220 / 607
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	0008100117
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	464 JAY MOSS LN, TALKING ROCK, GA 30175-2604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011140872
Date	May 1, 2017
Book Page	1114/872
Instrument	002174

Lender

Name	COMMUNITY BANK OF PICKENS COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2018

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	May 29, 2020
Property Address	464 JAY MOSS LN, TALKING ROCK, GA 30175-2604
Document Number	0012200607
Book / Page	1220 / 607
Instrument Date	May 29, 2020
Instrument	2020-000951
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 JAY MOSS LN, TALKING ROCK, GA 30175-2604

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Jun 1, 2020
Property Address	464 JAY MOSS LN, TALKING ROCK, GA 30175-2604
Document Number	0012200607
Book / Page	001220 / 000607
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 JAY MOSS LN TALKING ROCK GA 301752604, TALKING ROCK, GA 30175-2604

Mortgage

Document Number	12200609
Date	Jun 1, 2020
Book Page	001220/000609

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

June 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	464 JAY MOSS LN, TALKING ROCK, GA 30175-2604
Document Number	0011190464
Book / Page	001119 / 000464
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	464 JAY MOSS LN TALKING ROCK GA 301752604, TALKING ROCK, GA 30175-2604

Mortgage

Document Number	0011190464
Date	Jun 21, 2017
Book Page	001119/000464
Instrument	3180

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 464 Jay Moss Ln was $1,523 with a homeowner's exemption.

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,073 (+3.3%) Land $27,047 Building $115,026	$355,182 (+3.3%) Land $67,618 Building $287,564
2025	$1,523.00 Homeowner's exemption	$137,535 Land $22,509 Building $115,026	$343,837 Land $56,273 Building $287,564
2023	$1,689.00 (-5.64%) Homeowner's exemption	$88,059 (-) Land $9,713 Building $78,346	$220,149 (-) Land $24,283 Building $195,866
2022	$1,790.00 Homeowner's exemption	$88,059 Land $9,713 Building $78,346	$220,149 Land $24,283 Building $195,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 464 Jay Moss Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Jay Moss Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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