464 Goldenleaf Cir, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 464 Goldenleaf Cir, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,190 sqft · built 2016
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$350,500 (Jan 2017)
Tax Bill	$4,432 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`858400566284`

Property Details

APN / Parcel Number

Primary APN	`858400566284`
Alternative APNs	`8584566284` `20140623` `97021777` `97056379` `97072408`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97072408
Street Address	464 GOLDENLEAF CIR
City	WHISPERING PINES
State	NC
Zip	28327-0107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SUMMERFIELD LOT 16 WHISPERING PINES MUNI GOLDENLEAF
Legal Subdivision	ARROWSTONE
Legal Lot Number	16
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	3
Census Block	3008
Census Tract	950506

Owner

464 Goldenleaf Cir is owned and occupied by an individual who acquired it in August 2024.

Source: Moore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 4, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage DISCOVER BANK
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 23, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	2017949
Deed Book / Page	4765 / 174
Last Transfer Date	Aug 23, 2024
Transfer Doc	006222/486
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107

Mortgage

Document Number	006436/237
Date	Oct 27, 2025
Book Page	6436/237
Instrument	2025015400

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Apr 4, 2022
Property Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107
Document Number	005824/137
Book / Page	5824 / 137
Map Reference	CAB 16 SL 432-434
Instrument Date	Feb 28, 2022
Instrument	2022005737
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	SERVICELINK PITTSBURGH

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107

Mortgage

Document Number	2022005738
Date	Apr 4, 2022
Instrument	2022005738

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 9, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4765/177
Date	Jan 23, 2017
Book Page	4765/177
Instrument	2017000950

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jan 23, 2017
Property Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107
Document Number	4765/174
Book / Page	4765 / 174
Map Reference	CAB 16 SL 432
Instrument Date	Jan 18, 2017
Instrument	2017000949
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$701.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 EXECUTIVE PL STE 400, 639, FAYETTEVILLE, NC 28305-5489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 GOLDENLEAF CIR, WHISPERING PINES, NC 28327-0107

Mortgage

Document Number	4765/177
Date	Jan 23, 2017
Book Page	4765/177
Instrument	2017000950

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 464 Goldenleaf Cir was $4,432, up 4.3% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,432.00 (+4.28%)	$605,110 (-) Land $60,000 Building $545,110
2025	$4,250.00	$605,110 Land $60,000 Building $545,110
2024			$605,110 (-) Land $60,000 Building $545,110
2023	$4,160.00	$605,110 Land $60,000 Building $545,110	$605,110 Land $60,000 Building $545,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Goldenleaf Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Goldenleaf Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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